440 Nelson Dr, Geneva, IL 60134 Property Records

Kane County property record for 440 Nelson Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,045 sqft · built 2002
Lot Size0.99 acres (4,321 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Mar 2023)
Tax Bill$8,766 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-05-205-047

Property Details

APN / Parcel Number

Primary APN12-05-205-047

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,045 sqft Living Area
Gross Area3,095 sqft
Basement Area1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area4,321 sqft (0.99 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address440 NELSON DR
CityGENEVA
StateIL
Zip60134-4694
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFISHER FARMS NEIGHBORHOOD 2 LOT 39 DESC IN DOC 2000K017479 (EX PT DESC IN DOC 2003K052005)
Legal SubdivisionFISHER FARMS
Legal Block4
Legal Lot Number39
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group4
Census Block4006
Census Tract854800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1805 BECKHAM LN, SAINT CHARLES, IL 60174-5000
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2023 · Amount on Record
Deed SaleMar 3, 2023 · Amount on Record
Prior SaleNov 3, 2003 · Amount on Record
Deed Document Number20236506
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 3, 2023
Property Address440 NELSON DR, GENEVA, IL 60134-4694
Document Number0000006506
Map ReferenceDOC 2000K006646
Instrument DateFeb 27, 2023
Instrument2023K006506
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address440 NELSON DR, GENEVA, IL 60134-4694

Mortgage

Document Number0000006507
DateMar 3, 2023
Instrument2023K006507
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053
Interest
Rate TypeFixed Rate
Rate6.12%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address440 NELSON DR, GENEVA, IL 60134-4694
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000091956
DateDec 10, 2021
Instrument2021K091956
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 1, 2036

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address440 NELSON DR, GENEVA, IL 60134-4694
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049209
DateOct 9, 2018
Instrument2018K049209
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2038

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,766.00 (+11.07%)$126,812 (+8.5%) Land $21,674 Building $105,138$380,588 (+8.5%) Land $65,048 Building $315,540
2024$116,877 (+18.38%) Land $19,976 Building $96,901$350,771 (+18.43%) Land $59,952 Building $290,819
2022$7,892.00 (+3.12%) Homeowner's exemption$98,729 (+3.86%) Land $16,874 Building $81,855$296,187 (+3.86%) Land $50,622 Building $245,565
2021$7,653.00 Homeowner's exemption$95,060 Land $16,247 Building $78,813$285,180 Land $48,741 Building $236,439

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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