Kane County property record for 434 Nelson Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,150 sqft · built 2002 |
| Lot Size | 0.93 acres (4,044 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $487,000 (Nov 2025) |
| Tax Bill | $8,740 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-205-046 |
| Primary APN | 12-05-205-046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,150 sqft Living Area |
| Gross Area | 3,037 sqft |
| Basement Area | 887 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 4,044 sqft (0.93 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 434 NELSON DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-4694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FISHER FARMS NEIGHBORHOOD 2 THAT PART OF LOT 38 DESC IN DOC 2003K006722 |
| Legal Subdivision | FISHER FARMS |
| Legal Block | 4 |
| Legal Lot Number | 38 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 854800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 434 NELSON DR, GENEVA, IL 60134-4694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Feb 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 4, 2019 | Warranty Deed, Subdivision Related Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Oct 26, 2018 | Warranty Deed, Transfer · Conventional with PMI FINANCE OF AMERICA COM'L LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on Record |
| Deed Sale | Nov 12, 2025 · Amount on Record |
| Prior Sale | Oct 8, 2024 · Amount on Record |
| Deed Document Number | 202544680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 12, 2025 |
| Property Address | 434 NELSON DR, GENEVA, IL 60134-4694 |
| Document Number | 0000044680 |
| Map Reference | DOC 2000K006646 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2025K044680 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $487.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 434 NELSON DR, GENEVA, IL 60134-4694 |
| Document Number | 0000044681 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025K044681 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 23, 2023 |
| Property Address | 434 NELSON DR, GENEVA, IL 60134-4694 |
| Document Number | 0000005541 |
| Map Reference | DOC 2000K006646 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023K005541 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 434 NELSON DR, GENEVA, IL 60134-4694 |
| Document Number | 0000005542 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 2023K005542 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 4, 2019 |
| Property Address | 434 NELSON DR, GENEVA, IL 60134-4694 |
| Document Number | 0000004333 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 4333 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $441.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 434 NELSON DR GENEVA IL 601344694, GENEVA, IL 60134-4694 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 26, 2018 |
| Property Address | 434 NELSON DR, GENEVA, IL 60134-4694 |
| Document Number | 0000052403 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 52403 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1928 WHITTIER LN SCHAUMBURG IL 601931185, SCHAUMBURG, IL 60193-1185 |
| Document Number | 52404 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 52404 |
| Name | FINANCE OF AMERICA COM'L LLC |
|---|---|
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,740.00 (-1.24%) | $134,466 (+8.5%) Land $21,674 Building $112,792 | $403,559 (+8.5%) Land $65,048 Building $338,511 |
| 2024 | $8,850.00 (+11%) Homeowner's exemption | $123,932 (+18.38%) Land $19,976 Building $103,956 | $371,945 (+18.43%) Land $59,952 Building $311,993 |
| 2022 | $7,973.00 (+3.32%) Homeowner's exemption | $104,688 (+3.86%) Land $16,874 Building $87,814 | $314,064 (+3.86%) Land $50,622 Building $263,442 |
| 2021 | $7,717.00 Homeowner's exemption | $100,797 Land $16,247 Building $84,550 | $302,391 Land $48,741 Building $253,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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