440 Millar Ave, #46, El Cajon, CA 92020 Property Records

San Diego County property record for 440 Millar Ave, #46, El Cajon, CA 92020

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,140 sqft · built 2015
Lot Size	0.182 acres (7,916 sqft)
Owner	Company Name on File
Last Sale	$530,000 (Nov 2017)
Tax Bill	$8,463 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2018 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`487-480-24-00`

Property Details

APN / Parcel Number

Primary APN	`487-480-24-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	2,140 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Lot Area	7,916 sqft (0.182 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	440 MILLAR AVE, 46
City	EL CAJON
State	CA
Zip	92020-4223
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM-2200
Legal Description	LOT 50 TR 002028
Legal Subdivision	GARDEN HOMES
Legal Tract	002028
Legal Block	1
Legal Lot Number	50
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1013
Census Tract	16000

Owner

440 Millar Ave, #46 is owned by a company that acquired it in December 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	2013 COLINA GRANDE, EL CAJON, CA 92019-3591
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Feb 28, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 22, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Nov 22, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Nov 22, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Nov 22, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017 · Amount on File
Deed Sale	Nov 22, 2017 · Amount on File
Prior Sale	Jan 12, 1996 · Amount on File
Deed Document Number	2017546258
Last Transfer Date	Dec 12, 2017
Transfer Doc	0000079135
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	440 MILLAR AVE # 46, 46, EL CAJON, CA 92020-4223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000446503
Date	Oct 7, 2019
Instrument	2019-0446503

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2018
Property Address	440 MILLAR AVE # 46, 46, EL CAJON, CA 92020-4223
Document Number	0000079135
Instrument Date	Dec 12, 2017
Instrument	79135
Transaction Type	Transfer
Record Updated	Mar 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1426 HIDDEN MESA VIEW DR EL CAJON CA 920193608, EL CAJON, CA 92019-3608

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2017
Property Address	440 MILLAR AVE # 46, 46, EL CAJON, CA 92020-4223
Document Number	0000546255
Instrument Date	Nov 14, 2017
Instrument	546255
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1486 HIDDEN MESA VIEW DR EL CAJON CA 92019, EL CAJON, CA 92019

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2017
Property Address	440 MILLAR AVE # 46, 46, EL CAJON, CA 92020-4223
Document Number	0000546258
Instrument Date	Nov 6, 2017
Instrument	546258
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1426 HIDDEN MESA VIEW DR EL CAJON CA 920193608, EL CAJON, CA 92019-3608

Mortgage

Document Number	546259
Date	Nov 22, 2017
Instrument	546259

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2017
Property Address	440 MILLAR AVE # 46, 46, EL CAJON, CA 92020-4223
Document Number	0000546256
Instrument Date	Nov 6, 2017
Instrument	546256
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3737 LOLLAN AVE SAN DIEGO CA 92113, SAN DIEGO, CA 92113

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2017
Property Address	440 MILLAR AVE # 46, 46, EL CAJON, CA 92020-4223
Document Number	0000546257
Instrument Date	Nov 6, 2017
Instrument	546257
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3737 LOLIAN AVE SAN DIEGO CA 92113, SAN DIEGO, CA 92113

Tax Assessment & Valuation

The 2025 property tax bill for 440 Millar Ave, #46 was $8,463.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,104 (+2%) Land $382,990 Building $232,114
2025	$8,463.00	$603,044 Land $375,481 Building $227,563
2023	$8,152.00 (+6.34%)	$579,628 Land $360,901 Building $218,727
2022	$7,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 440 Millar Ave, #46 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 440 Millar Ave, #46 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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