431 Millar Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 431 Millar Ave, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 872 sqft · built 1946
Lot Size0.193 acres (8,415 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Mar 2003)
Tax Bill$5,808 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN487-500-23-00

Property Details

APN / Parcel Number

Primary APN487-500-23-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area872 sqft Living Area

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Lot Area8,415 sqft (0.193 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address431 MILLAR AVE
CityEL CAJON
StateCA
Zip92020-4222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 99 TR 002028
Legal SubdivisionGARDEN HOMES
Legal Tract002028
Legal Block1
Legal Lot Number99
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1012
Census Tract16000

Owner

Source: San Diego County records · APN 487-500-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address431 MILLAR AVE, EL CAJON, CA 92020-4222
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2003 · Amount on Record
Deed SaleMar 10, 2003 · Amount on Record
Deed Document Number2003267696
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address431 MILLAR AVE, EL CAJON, CA 92020-4222
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000366883
DateAug 28, 2019
Instrument2019-0366883
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 31, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$428,384 (+2%) Land $228,964 Building $199,420
2025$5,808.00 (+3.16%) Homeowner's exemption$419,985 (+4.04%) Land $224,475 Building $195,510
2023$5,630.00 (-12.7%) Homeowner's exemption$403,678 Land $215,759 Building $187,919
2022$6,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730160001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 520 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Wyyerd Group, Verizon, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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