Harrison County property record for 440 Main St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,097 sqft · built 1947 |
| Lot Size | 0.197 acres (8,610 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,261 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1410C-02-059.000 |
| Primary APN | 1410C-02-059.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,097 sqft Adjusted Area |
| 1st Floor Area | 2,090 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 8,610 sqft |
| Lot Dimensions | 123 ft deep x 70 ft wide |
| Patio Area | 400 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 009615 |
|---|---|
| Street Address | 440 MAIN ST |
| City | BILOXI |
| State | MS |
| Zip | 39530-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 295 FT S OF INTER S R/W BAY VIEW AVE & E LN MAIN ST S 68 FT E 125 FT N 70 FT W 125 FT TO E R/W MAIN ST IN S/B 76 IN W 1/2 |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 28 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 4000 |
440 Main St is owned by an individual who acquired it in August 2000.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11245 HATTIE K DR, BILOXI, MS 39532-9427 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2000 |
| Deed Sale | Aug 15, 2000 |
| Deed Document Number | 0000003596 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 440 Main St was $2,261, up 6.3% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,261.00 (+6.35%) | $20,230 | $134,866 Land $14,973 Building $119,893 |
| 2024 | $2,126.00 (+0.9%) | ||
| 2023 | $2,107.00 | $19,201 | $128,007 Land $14,973 Building $113,034 |
| 2022 | $2,107.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 187 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 187 in force |
| Nearby Flood Claims | 4 (2020) |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 440 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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