440 Light Tower Ct, Belleville, MI 48111 Property Records

Wayne County property record for 440 Light Tower Ct, Belleville, MI 48111

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,783 sqft · built 1995
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Jul 2017)
Tax Bill	$6,084 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31 110 03 0045 000`

Property Details

APN / Parcel Number

Primary APN	`31 110 03 0045 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,783 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	53 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	440 LIGHT TOWER CT
City	BELLEVILLE
State	MI
Zip	48111-4475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28J 45 LOT 45 HARBOUR POINTE SUB NO. 2 T3S R8E L106 P51 TO 56 WCR
Legal Subdivision	HARBOUR POINTE NO 2
Legal Lot Number	45
Jurisdiction	WAYNE MI
Township / Civil Division	BELLEVILLE
Census Block Group	2
Census Block	2010
Census Tract	587000

Owner

440 Light Tower Ct is owned and occupied by two individuals who bought it in July 2017.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 LIGHT TOWER CT, BELLEVILLE, MI 48111-4475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Jan 9, 2004 · Amount on File
Deed Document Number	2017252992
Deed Book / Page	53833 / 388
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 14, 2017
Property Address	440 LIGHT TOWER CT, BELLEVILLE, MI 48111-4475
Document Number	0538330388
Book / Page	053833 / 000388
Instrument Date	Jun 30, 2017
Instrument	252992
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,003.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 LIGHT TOWER CT BELLEVILLE MI 481114475, BELLEVILLE, MI 48111-4475

Mortgage

Document Number	538280967
Date	Jul 14, 2017
Book Page	053828/000967
Instrument	251243

Lender

Name	NOIC INC
Address	6444 MONROE ST # 6, SYLVANIA, OH 43560-1455

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 440 Light Tower Ct was $6,084 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Belleville City
County	Wayne County
Unified School District	Van Buren Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,600 (+5.37%)	$345,200 (+5.37%)
2025	$6,084.00 Homeowner's exemption	$163,800	$327,600
2023	$5,654.00 Homeowner's exemption	$141,300	$282,600
2019	$4,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Light Tower Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Light Tower Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE serves 3,964 people · EPA ID MI0000580
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20