Wayne County property record for 389 Light Tower Ct, Belleville, MI 48111
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,255 sqft · built 1996 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Apr 2019) |
| Tax Bill | $7,125 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31 110 03 0039 000 |
| Primary APN | 31 110 03 0039 000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,255 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 53 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 389 LIGHT TOWER CT |
|---|---|
| City | BELLEVILLE |
| State | MI |
| Zip | 48111-4476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28J 39 LOT 39 HARBOUR POINTE SUB NO. 2 T3S R8E L106 P51 TO 56 WCR |
| Legal Subdivision | HARBOUR POINTE NO 2 |
| Legal Lot Number | 39 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 587000 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 389 LIGHT TOWER CT, BELLEVILLE, MI 48111-4476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 16, 2017 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Apr 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2019 · Amount on Record |
| Deed Sale | Apr 11, 2019 · Amount on Record |
| Prior Sale | Jul 25, 2013 · Amount on Record |
| Deed Document Number | 2019132966 |
| Deed Book / Page | 54985 / 107 |
| Prior Transfer Date | Aug 19, 2015 |
| Prior Transfer Doc | 0524201455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 389 LIGHT TOWER CT, BELLEVILLE, MI 48111-4476 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 389 LIGHT TOWER CT, BELLEVILLE, MI 48111-4476 |
| Document Number | 0563741173 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 56374/1173 |
| Instrument | 2021039259 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 389 LIGHT TOWER CT, BELLEVILLE, MI 48111-4476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0540040357 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 54004/0357 |
| Instrument | 2017330286 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 11, 2019 |
| Property Address | 389 LIGHT TOWER CT, BELLEVILLE, MI 48111-4476 |
| Document Number | 0549850107 |
| Book / Page | 54985 / 0107 |
| Map Reference | LB 106 PG 51-56 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 2019132966 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | HOMETOWN ONE TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,064.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 389 LIGHT TOWER CT, 389, BELLEVILLE, MI 48111-4476 |
| Name | Verified Name |
|---|---|
| Address | 389 LIGHT TOWER CT, BELLEVILLE, MI 48111-4476 |
| Document Number | 2019132967 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 2019132967 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Belleville City |
| County | Wayne County |
| Unified School District | Van Buren Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,500 (+5.09%) | $355,000 (+5.09%) | |
| 2025 | $7,125.00 (+7.61%) Homeowner's exemption | $168,900 (+15.84%) | $337,800 (+15.84%) |
| 2023 | $6,621.00 (+85.98%) Homeowner's exemption | $145,800 | $291,600 |
| 2019 | $3,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEVILLE serves 3,964 people · EPA ID MI0000580 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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