440 Lake Monroe Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 440 Lake Monroe Pl, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,408 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,700 (Jan 2011)
Tax Bill	$6,088 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`288108-3470`

Property Details

APN / Parcel Number

Primary APN	`288108-3470`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,408 sqft Living Area
Gross Area	4,062 sqft
1st Floor Area	1,528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	212 sqft
Deck Area	Deck Area
Patio Area	625 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 LAKE MONROE PL
City	SAINT AUGUSTINE
State	FL
Zip	32092-2495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	56/45-54 SAINT JOHNS SIX MILE CREEK WEST UNIT 3B LOT 347 OR3393/1501 & 6318/1743 (L/E)
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK WEST UNIT 3B
Legal Block	1
Legal Lot Number	347
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2011 · Amount on Record
Deed Sale	Jan 3, 2011 · Amount on Record
Prior Sale	Jan 3, 2011 · Amount on Record
Deed Document Number	2011308
Deed Book / Page	3393 / 1501
Last Transfer Date	Feb 25, 2026
Transfer Doc	0000019417
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Mar 5, 2026
Property Address	440 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495
Document Number	0063181743
Book / Page	6318 / 1743
Map Reference	MB 56 PG 45
Instrument Date	Feb 25, 2026
Instrument	2026019417
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 LAKE MONROE PL, ST AUGUSTINE, FL 32092-2495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,114 (+2.7%)	$495,263 (-3.64%) Land $85,000 Building $410,263
2025	$6,088.00 (+9.4%) Homeowner's exemption	$289,303 (+2.9%)	$513,979 (+1.93%) Land $90,000 Building $423,979
2024	$5,565.00 (+1.96%) Homeowner's exemption	$281,150 (+3%)	$504,223 (-0.97%) Land $100,000 Building $404,223
2023	$5,458.00 (+2.83%) Homeowner's exemption	$272,961 (+3%)	$509,161 (+10.51%) Land $100,000 Building $409,161
2022	$5,308.00 Homeowner's exemption	$265,011	$460,732 Land $75,040 Building $385,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20