St. Johns County property record for 433 Lake Monroe Pl, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,408 sqft · built 2006 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Apr 2012) |
| Tax Bill | $6,271 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 288108-3500 |
| Primary APN | 288108-3500 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,408 sqft Living Area |
| Gross Area | 4,416 sqft |
| 1st Floor Area | 1,528 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 898 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 468 sqft |
| Deck Area | Deck Area |
| Patio Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 433 LAKE MONROE PL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 56/45-54 SAINT JOHNS SIX MILE CREEK WEST UNIT 3B LOT 350 OR3552/154 & 5731/1515(D/M) & 5864/1576(Q/C) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK WEST UNIT 3B |
| Legal Block | 1 |
| Legal Lot Number | 350 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20905 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Dec 1, 2023 | Intrafamily Transfer, Transfer |
| Feb 20, 2019 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2012 · Amount on Record |
| Deed Sale | Apr 25, 2012 · Amount on Record |
| Prior Sale | Mar 24, 2008 · Amount on Record |
| Deed Document Number | 201222506 |
| Deed Book / Page | 3552 / 154 |
| Last Transfer Date | Nov 30, 2023 |
| Transfer Doc | 0058641576 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 1, 2023 |
| Property Address | 433 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495 |
| Document Number | 0058641576 |
| Book / Page | 5864 / 1576 |
| Map Reference | MB 56 PG 45-54 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023093641 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 433 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046820910 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 4682/0910 |
| Instrument | 2019011502 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,069 (+2.7%) | $501,722 (-3.75%) Land $85,000 Building $416,722 | |
| 2025 | $6,271.00 (+9.44%) Homeowner's exemption | $302,891 (+5.99%) | $521,272 (+1.02%) Land $90,000 Building $431,272 |
| 2024 | $5,730.00 (+1.94%) | ||
| 2023 | $5,621.00 (+2.82%) Homeowner's exemption | $285,782 (+3%) | $515,996 (+9.91%) Land $100,000 Building $415,996 |
| 2022 | $5,467.00 Homeowner's exemption | $277,458 | $469,460 Land $75,040 Building $394,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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