440 Hutchison St, Vista, CA 92084 Property Records

San Diego County property record for 440 Hutchison St, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,513 sqft · built 1978
Lot Size0.75 acres (32,670 sqft)
OwnerCompany Name on Record
Last Sale$499,000 (Sep 2015)
Tax Bill$6,708 (2025)
Deeds & MortgagesNov 2021 Transfer
Nov 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN170-040-19-00

Property Details

APN / Parcel Number

Primary APN170-040-19-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,513 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area32,670 sqft (0.75 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address440 HUTCHISON ST
CityVISTA
StateCA
Zip92084-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 2 (EX ST) TR PM04022
Legal Tract4022
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address440 HUTCHISON ST, VISTA, CA 92084-1406
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Intrafamily Transfer, Transfer
Nov 29, 2021Intrafamily Transfer, Transfer
Apr 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
MCJAB INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2015 · Amount on Record
Deed SaleSep 10, 2015 · Amount on Record
Prior SaleMay 11, 2015 · Amount on Record
Deed Document Number2015479768
Last Transfer DateNov 12, 2021
Transfer Doc0000811247
Record UpdatedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 29, 2021
Property Address440 HUTCHISON ST, VISTA, CA 92084-1406
Document Number0000811247
Map ReferencePG 4022
Instrument DateNov 12, 2021
Instrument2021-0811247
Transaction TypeTransfer
Record UpdatedDec 8, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address440 HUTCHISON ST, VISTA, CA 92084-1406

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 29, 2021
Property Address440 HUTCHISON ST, VISTA, CA 92084-1406
Document Number0000811248
Map ReferencePG 4022
Instrument DateNov 12, 2021
Instrument2021-0811248
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address440 HUTCHISON ST, VISTA, CA 92084-1406

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address440 HUTCHISON ST, VISTA, CA 92084-1406
Document Number0000182418
Instrument DateApr 2, 2020
Transaction TypeMortgage
Record UpdatedApr 28, 2020
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address440 HUTCHISON ST VISTA CA 920841406, VISTA, CA 92084-1406

Mortgage

Document Number0000182418
DateApr 9, 2020
Instrument182418
Lender
NameMCJAB INC
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 8, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$602,520 (+2%) Land $138,634 Building $463,886
2025$6,708.00 (+8.67%)$590,707 (+4.04%) Land $135,916 Building $454,791
2023$6,173.00 (+0.24%)$567,771 Land $130,639 Building $437,132
2022$6,158.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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