422 Hutchison St, Vista, CA 92084 Property Records

San Diego County property record for 422 Hutchison St, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,424 sqft · built 1976
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on Record
Last Sale$870,000 (Oct 2021)
Tax Bill$10,476 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jul 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN170-040-18-00

Property Details

APN / Parcel Number

Primary APN170-040-18-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,424 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area32,670 sqft (0.75 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address422 HUTCHISON ST
CityVISTA
StateCA
Zip92084-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 1 (EX ST) TR PM04022
Legal SubdivisionPARCEL MAP NO 4022
Legal Tract4022
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address422 HUTCHISON ST, VISTA, CA 92084-1406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 31, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERICAN PACIFIC MORTGAGE
Sep 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2021 · Amount on Record
Deed SaleOct 5, 2021 · Amount on Record
Prior SaleJun 25, 2015 · Amount on Record
Deed Document Number2021697173
Prior Transfer DateOct 4, 1993
Prior Transfer Doc0000460390
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 5, 2021
Property Address422 HUTCHISON ST, VISTA, CA 92084-1406
Document Number0000697173
Instrument DateSep 2, 2021
Instrument2021-0697173
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 HUTCHISON ST, VISTA, CA 92084-1406

Mortgage

Document Number0000697174
DateOct 5, 2021
Instrument2021-0697174
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address422 HUTCHISON ST, VISTA, CA 92084-1406
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000345546
DateJul 31, 2017
Instrument2017-0345546
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address422 HUTCHISON ST, VISTA, CA 92084-1406
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000391966
DateSep 19, 2018
Instrument2018-0391966
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSAN DIEGO, CA 92101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$941,712 (+2%) Land $447,497 Building $494,215
2025$10,476.00 (+8.68%)$923,248 (+4.04%) Land $438,723 Building $484,525
2023$9,639.00 (+0.26%)$887,399 Land $421,688 Building $465,711
2022$9,614.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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