438 Howe Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 438 Howe Ave, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,359 sqft · built 1930
Lot Size	0.007 acres (300 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2021)
Tax Bill	$12,915 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03279-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`07-03279-0000-00032`
Alternative APN	`070327900032`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,359 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	300 sqft (0.007 acres)
Lot Dimensions	100 ft deep x 3 ft wide

Location & Zoning

Street Address	438 HOWE AVE
City	PASSAIC
State	NJ
Zip	07055-1934
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Subdivision	MUNICIPALITY/PASSAIC
Legal Block	3279
Legal Lot Number	32
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2003
Census Tract	175604

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 HOWE AVE, PASSAIC, NJ 07055-1934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Sep 23, 2011 · Amount on Record
Deed Document Number	202157400
Deed Book / Page	4126 / 150
Prior Transfer Date	Jan 27, 2003
Prior Transfer Doc	0570000222
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 8, 2021
Property Address	438 HOWE AVE, PASSAIC, NJ 07055-1934
Document Number	0000057400
Book / Page	D4126 / 150
Instrument Date	Sep 7, 2021
Instrument	2021057400
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	HAMPTONS TITLE AGENCY INC, CHAMPION TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 HOWE AVE, 438, PASSAIC, NJ 07055-1934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 HOWE AVE, PASSAIC, NJ 07055-1934

Mortgage

Document Number	0000057401
Date	Sep 8, 2021
Instrument	2021057401

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,300 (-) Land $86,700 Building $216,600	$303,300 (-) Land $86,700 Building $216,600
2025	$12,915.00 (+3.28%)	$303,300 (-) Land $86,700 Building $216,600	$303,300 (-) Land $86,700 Building $216,600
2024	$12,505.00 (+6.15%)
2023		$303,300 Land $86,700 Building $216,600	$303,300 Land $86,700 Building $216,600
2022	$11,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20