440 Hoitt St, San Diego, CA 92102 Property Records

San Diego County property record for 440 Hoitt St, San Diego, CA 92102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 1951
Lot Size	0.128 acres (5,573 sqft)
Owner	Trust Name on File
Last Sale	$780,000 (Aug 2021)
Tax Bill	$10,916 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`545-161-28-00`

Property Details

APN / Parcel Number

Primary APN	`545-161-28-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	5,573 sqft (0.128 acres)

Location & Zoning

Street Address	440 HOITT ST
City	SAN DIEGO
State	CA
Zip	92102-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1-1
Legal Description	BLK 11 LOT 4 ST CLSD ADJ & TR 000029
Legal Subdivision	HOITTS ADD
Legal Tract	000029
Legal Block	11
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4001
Census Tract	4000

Owner

440 Hoitt St is owner-occupied and held in a trust since August 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	440 HOITT ST, SAN DIEGO, CA 92102-3135
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 10, 2020	Quit Claim Deed, Transfer GUARANTEED RATE
Feb 28, 2017	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Feb 28, 2017 · Amount on File
Deed Document Number	2021605759
Transfer Doc	0000067866
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2021
Property Address	440 HOITT ST, SAN DIEGO, CA 92102-3135
Document Number	0000605759
Map Reference	MAP 29
Instrument Date	Aug 24, 2021
Instrument	2021-0605759
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	440 HOITT ST, SAN DIEGO, CA 92102-3135

Mortgage

Document Number	0000605760
Date	Aug 25, 2021
Instrument	2021-0605760

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2020
Property Address	440 HOITT ST, SAN DIEGO, CA 92102-3135
Document Number	0000443870
Instrument Date	Jul 29, 2020
Instrument	443870
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	440 HOITT ST SAN DIEGO CA 921023135, SAN DIEGO, CA 92102-3135

Mortgage

Document Number	443871
Date	Aug 10, 2020
Instrument	443871

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2017
Property Address	440 HOITT ST, SAN DIEGO, CA 92102-3135
Document Number	0000095583
Instrument Date	Feb 8, 2017
Instrument	95583
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 HOITT ST SAN DIEGO CA 921023135, SAN DIEGO, CA 92102-3135

Mortgage

Document Number	95584
Date	Feb 28, 2017
Instrument	95584

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 440 Hoitt St was $10,916.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$844,293 (+2%) Land $265,894 Building $578,399
2025	$10,916.00	$827,739 Land $260,681 Building $567,058
2023	$9,780.00 (+2.73%)	$795,599 Land $250,559 Building $545,040
2022	$9,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 440 Hoitt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 440 Hoitt St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: GeoLinks, Google Fiber, T-Mobile.

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