348 Hoitt St, San Diego, CA 92102 Property Records

San Diego County property record for 348 Hoitt St, San Diego, CA 92102

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 574 sqft · built 2025
Lot Size	0.177 acres (7,693 sqft)
Owner	Individual Name on File
Last Sale	$337,000 (May 2005)
Tax Bill	$6,134 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`545-161-23-00`

Property Details

APN / Parcel Number

Primary APN	`545-161-23-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	574 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	7,693 sqft (0.177 acres)
Garage Type	Open

Location & Zoning

Street Address	348 HOITT ST
City	SAN DIEGO
State	CA
Zip	92102-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1-1
Legal Description	BLK 20 LOT 3 ST CLSD ADJ & N 30 FT TR 000029
Legal Subdivision	HOITTS ADD
Legal Tract	000029
Legal Block	20
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4001
Census Tract	4000

Owner

348 Hoitt St is owned and occupied by an individual who acquired it in June 2007.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	348 HOITT ST, SAN DIEGO, CA 92102-3133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage NQM FUNDING LLC
Sep 27, 2023	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY
Sep 27, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage WILLIE GUTMAN ETAL
Dec 21, 2017	Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2005 · Amount on File
Deed Sale	May 11, 2005 · Amount on File
Prior Sale	Mar 31, 1999 · Amount on File
Deed Document Number	2005399636
Last Transfer Date	Jun 13, 2007
Transfer Doc	0000436835
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	348 HOITT ST, SAN DIEGO, CA 92102-3133
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HOITT ST, SAN DIEGO, CA 92102-3133

Mortgage

Document Number	0000331932
Date	Nov 24, 2025
Instrument	2025-0331932

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	348 HOITT ST, SAN DIEGO, CA 92102-3133
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HOITT ST, SAN DIEGO, CA 92102-3133

Mortgage

Document Number	0000351041
Date	Dec 12, 2025
Instrument	2025-0351041

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	348 HOITT ST, SAN DIEGO, CA 92102-3133
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HOITT ST, SAN DIEGO, CA 92102-3133

Mortgage

Document Number	0000172390
Date	Jul 8, 2024
Instrument	2024-0172390

Lender

Name	NQM FUNDING LLC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 27, 2023
Property Address	348 HOITT ST, SAN DIEGO, CA 92102-3133
Document Number	0000262718
Map Reference	MAP 29
Instrument Date	Sep 26, 2023
Instrument	2023-0262718
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HOITT ST, SAN DIEGO, CA 92102-3133

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 27, 2023
Property Address	348 HOITT ST, SAN DIEGO, CA 92102-3133
Document Number	0000262719
Map Reference	MAP 29
Instrument Date	Sep 25, 2023
Instrument	2023-0262719
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HOITT ST, SAN DIEGO, CA 92102-3133

Mortgage

Document Number	0000262720
Date	Sep 27, 2023
Instrument	2023-0262720

Lender

Name	WILLIE GUTMAN ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	348 HOITT ST, SAN DIEGO, CA 92102-3133
Document Number	0000517300
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HOITT ST SAN DIEGO CA 921023133, SAN DIEGO, CA 92102-3133

Mortgage

Document Number	0000517300
Date	Dec 18, 2018
Instrument	517300

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 17, 2058

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 348 Hoitt St was $6,134 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,619 (+2%) Land $296,364 Building $165,255
2025	$6,134.00 Homeowner's exemption	$452,568 Land $290,553 Building $162,015
2023	$5,276.00 (+17.01%) Homeowner's exemption	$434,996 Land $279,271 Building $155,725
2022	$4,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 348 Hoitt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 348 Hoitt St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: GeoLinks, Google Fiber, T-Mobile.

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