Orange County property record for 440 Flower St, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,111 sqft · built 2020 |
| Lot Size | 0.177 acres (7,718 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,190,000 (Aug 2016) |
| Tax Bill | $17,853 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-341-09 |
| Primary APN | 117-341-09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,111 sqft Living Area |
| 1st Floor Area | 2,111 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 7,718 sqft (0.177 acres) |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 440 FLOWER ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 504 BLK LOT 9 TR 504 LOT 9 SWLY 137.5 FT |
| Legal Subdivision | TRACT 504 |
| Legal Tract | 504 |
| Legal Lot Number | 9 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 63302 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 440 FLOWER ST, COSTA MESA, CA 92627-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 7, 2020 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2016 · Amount on Record |
| Deed Sale | Aug 23, 2016 · Amount on Record |
| Prior Sale | Dec 16, 2002 · Amount on Record |
| Deed Document Number | 2016399097 |
| Last Transfer Date | Nov 2, 2016 |
| Transfer Doc | 0000570753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 440 FLOWER ST, COSTA MESA, CA 92627-2312 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 440 FLOWER ST, COSTA MESA, CA 92627-2312 |
| Document Number | 0000740655 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021000740655 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 440 FLOWER ST, COSTA MESA, CA 92627-2312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000053256 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 2020000053256 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,639,191 (+2%) Land $1,327,242 Building $311,949 | |
| 2025 | $17,853.00 (+4.78%) Homeowner's exemption | $1,607,050 (+4.04%) Land $1,301,217 Building $305,833 |
| 2023 | $17,038.00 (+2.35%) Homeowner's exemption | $1,544,648 Land $1,250,690 Building $293,958 |
| 2022 | $16,646.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: GeoLinks, T-Mobile, Verizon.
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