440 Flower St, Costa Mesa, CA 92627 Property Records

Orange County property record for 440 Flower St, Costa Mesa, CA 92627

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,111 sqft · built 2020
Lot Size0.177 acres (7,718 sqft)
OwnerCompany Name on Record
Last Sale$1,190,000 (Aug 2016)
Tax Bill$17,853 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN117-341-09

Property Details

APN / Parcel Number

Primary APN117-341-09

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,111 sqft Living Area
1st Floor Area2,111 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area7,718 sqft (0.177 acres)
Garage Area567 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address440 FLOWER ST
CityCOSTA MESA
StateCA
Zip92627-2312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 504 BLK LOT 9 TR 504 LOT 9 SWLY 137.5 FT
Legal SubdivisionTRACT 504
Legal Tract504
Legal Lot Number9
JurisdictionORANGE CA
Township / Civil DivisionCENTRAL COAST
Census Block Group1
Census Block1004
Census Tract63302

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address440 FLOWER ST, COSTA MESA, CA 92627-2312
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 7, 2020Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2016 · Amount on Record
Deed SaleAug 23, 2016 · Amount on Record
Prior SaleDec 16, 2002 · Amount on Record
Deed Document Number2016399097
Last Transfer DateNov 2, 2016
Transfer Doc0000570753
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address440 FLOWER ST, COSTA MESA, CA 92627-2312
Transaction TypeMortgage
Record UpdatedDec 20, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 FLOWER ST, COSTA MESA, CA 92627-2312

Mortgage

Document Number0000740655
DateDec 8, 2021
Instrument2021000740655
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJan 1, 2047

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address440 FLOWER ST, COSTA MESA, CA 92627-2312
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053256
DateFeb 7, 2020
Instrument2020000053256
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityCosta Mesa City
Unified School DistrictNewport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,639,191 (+2%) Land $1,327,242 Building $311,949
2025$17,853.00 (+4.78%) Homeowner's exemption$1,607,050 (+4.04%) Land $1,301,217 Building $305,833
2023$17,038.00 (+2.35%) Homeowner's exemption$1,544,648 Land $1,250,690 Building $293,958
2022$16,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMESA WATER DISTRICT
serves 110,000 people · EPA ID CA3010004
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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