St. Joseph County property record for 440 Elm St, Colon, MI 49040
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 999 sqft |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $63,500 (Oct 2021) |
| Tax Bill | $1,538 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-070-004-00 |
| Primary APN | 041-070-004-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 999 sqft Building Perimeter |
| 1st Floor Area | 719 sqft |
| Basement Area | 462 sqft |
| Unfinished Basement | 462 sqft |
| Lot Area | 8,276 sqft (0.19 acres) |
|---|---|
| Lot Dimensions | 123 ft deep x 66 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 440 ELM ST |
|---|---|
| City | COLON |
| State | MI |
| Zip | 49040-9383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 3 BLK 2. ASSESSORS PLAT NO 2. VILL OF COLON. |
| Legal Subdivision | ASSESSORS PLAT NO 2. VILL OF COLON |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | COLON |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 41302 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 ELM ST, COLON, MI 49040-9383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on Record |
| Deed Sale | Oct 6, 2021 · Amount on Record |
| Prior Sale | Nov 14, 2016 · Amount on Record |
| Deed Document Number | 202110057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 6, 2021 |
| Property Address | 440 ELM ST, COLON, MI 49040-9383 |
| Document Number | 2021010057 |
| Map Reference | LB 2 PG 57 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021010057 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33646 RALSTON RD, 33646, COLON, MI 49040-9423 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 94, STURGIS, MI 49091-0094 |
| Date | Oct 6, 2021 |
|---|
| Name | OMNI COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Colon Township |
| Municipality | Colon Village |
| Unified School District | Colon Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,700 Land $9,600 Building $50,100 | $119,400 Land $19,200 Building $100,200 | |
| 2025 | $1,538.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLON serves 1,190 people · EPA ID MI0001540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier.
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