426 Elm St, Colon, MI 49040 Property Records

St. Joseph County property record for 426 Elm St, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	1 ba · 866 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,500 (Apr 2022)
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`041-070-003-00`

Property Details

APN / Parcel Number

Primary APN	`041-070-003-00`

Interior

Full Baths	1 Bath
Building Area	866 sqft Building Perimeter
1st Floor Area	614 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	123 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	426 ELM ST
City	COLON
State	MI
Zip	49040-9383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 BLK 2. ASSESSORS PLAT NO 2. VILL OF COLON.
Legal Subdivision	ASSESSORS PLAT NO 2. VILL OF COLON
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	1
Census Block	1075
Census Tract	41302

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 ELM ST, COLON, MI 49040-9383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage OMNI COMMUNITY CU
Oct 8, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	20222823
Prior Transfer Date	Apr 16, 2007
Prior Transfer Doc	01462/0433
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 4, 2022
Property Address	426 ELM ST, COLON, MI 49040-9383
Document Number	2022002823
Map Reference	LB 02 PG 57
Instrument Date	Mar 31, 2022
Instrument	2022002823
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4207 S 12TH ST, KALAMAZOO, MI 49009-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 N CLARK ST, CENTREVILLE, MI 49032-9590

Mortgage

Date	Apr 4, 2022

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 8, 2021
Property Address	426 ELM ST, COLON, MI 49040-9383
Document Number	2021010163
Instrument Date	Oct 8, 2021
Instrument	2021010163
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Tax	$251.25
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4765 BOULDER DR, HOLLAND, MI 49423-9231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 ELM ST, COLON, MI 49040-9383

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,700 (+23.63%) Land $9,000 Building $40,700	$99,400 (+23.63%) Land $18,000 Building $81,400
2025	$1,563.00 Homeowner's exemption	$40,200 Land $3,100 Building $37,100	$80,400 Land $6,200 Building $74,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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