Buncombe County property record for 440 E State St, Black Mountain, NC 28711 · Last verified August 2026
| Property Type | Industrial > Storage Yard, Open Storage (Light Equipment, Material) |
|---|---|
| Year Built | Built 1994 |
| Square Footage | 21,025 sqft Gross Area |
| Lot Size | 92,783 sqft (2.13 acres) |
| Tax Bill | $7,942.00 (2025) |
Source: Buncombe County records · APN 643827-2020-202
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 440 E STATE ST, BLACK MOUNTAIN, NC 28711-3519 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 440 E STATE ST, BLACK MOUNTAIN, NC 28711-3519 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 251 SWEETWATER RD, MILLS RIVER, NC 28759-9555 |
| Document Number | 0065451704 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 6545/1704 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 175 Months |
| Due | Jun 06, 2040 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,942.00 (-22.35%) | $915,400 (-26.7%) Land $835,000 Building $80,400 | $915,400 (-26.7%) Land $835,000 Building $80,400 |
| 2023 | $10,228.00 | $1,248,900 | $1,248,900 (+36.43%) Land $835,000 Building $413,900 |
| 2021 | $915,400 Land $835,000 Building $80,400 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 643827-2020-202 |
|---|---|
| Alternative APNs |
|
| Building Area | 21,025 sqft Gross Area |
|---|---|
| 1st Floor | 21,025 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 92,783 sqft (2.13 acres) |
| Total Buildings | 4 Total Buildings |
| Sewage | Municipal Sewage |
|---|---|
| Water Source | Commercial Water Source |
| Account Number | 643827-2020-202 |
|---|---|
| Street Address | 440 E STATE ST |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-3519 |
| Property Usage | Industrial Property Usage |
| Type | Industrial > Storage Yard, Open Storage (Light Equipment, Material) |
| Legal Description | SUBDIV: BLOCK: LOT: SECTION: PLAT: 0PVT-0SVY |
| Legal Block | 3 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | BLACK MOUNTAIN |
| Census Blockgroup | 3 |
| Census Block | 3046 |
| Census Tract | 3105 |
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