404 E State St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 404 E State St, Black Mountain, NC 28711 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Restaurant
Year BuiltBuilt 1961
Square Footage1,500 sqft Gross Area
Lot Size6,534 sqft (0.15 acres)
Last Sale$150,000 (2004)
Tax Bill$1,956.00 (2024)

Owner

Source: Buncombe County records · APN 762704-2020-202

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address110 CHURCH ST, BLACK MOUNTAIN, NC 28711-3302
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 26, 2004 · Amount on Record
Deed SaleOct 26, 2004 · Amount on Record
Prior SaleOct 15, 2004 · Amount on Record
Deed Book / Page3819 / 85
Last Transfer DateMay 15, 2025
Transfer Doc0064930331
Record RefreshedJun 08, 2026

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBUNCOMBE NC
Property Address404 E STATE ST, BLACK MOUNTAIN, NC 28711-3519
Document Number0057400929
Instrument DateJan 31, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2019

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address404 E STATE ST BLACK MOUNTAIN NC 287113519, BLACK MOUNTAIN, NC 28711-3519

Mortgage

Document Number0057400929
DateJan 31, 2019
Book Page005740/000929
Lender
NameCAROLINA ALLIANCE BK
TypeBank
AddressASHEVILLE, NC 28803
Agreement
Term60 Months
DueJan 30, 2024

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,024.00 (+3.48%)$233,300 (-) Land $65,300 Building $168,000$233,300 (-) Land $65,300 Building $168,000
2024$1,956.00 (+2.41%)
2023$1,910.00$233,300$233,300 (-) Land $65,300 Building $168,000
2021$233,300 Land $65,300 Building $168,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN762704-2020-202
Alternative APNs
  • 0619-46-5959-00000
  • 061910464983000
  • 008194448

Interior

Building Area1,500 sqft Gross Area
1st Floor1,500 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Fire Resistance ClassBuildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Lot Area6,534 sqft (0.15 acres)
Canopy Area672 sqft Canopy

Utilities and HVAC

Cooling SystemHVAC Cooling
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number762704-2020-202
Street Address404 E STATE ST
CityBLACK MOUNTAIN
StateNC
Zip28711-3519
Property UsageCommercial Property Usage
TypeCommercial > Retail > Restaurant
Legal DescriptionSUBDIV: HEGEMAN & WALKER PROP BLOCK: LOT: 5 & PT 4 SECTION: PLAT: 0006-0083
Legal SubdivisionHEGEMAN & WALKER PROP
Legal Block3
Legal Lot Number5
JurisdictionBUNCOMBE NC
Minor Civil DivisionBLACK MOUNTAIN
Census Blockgroup3
Census Block3015
Census Tract3105

Nearby Properties on E State St

Nearby Streets

Search Property Records by Address or Parcel Number