440 E Ridge Rd, Spring City, TN 37381 Property Records

Rhea County property record for 440 E Ridge Rd, Spring City, TN 37381

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on Record
Last Sale	$24,500 (Oct 2023)
Tax Bill	$118 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`072026P B 00500`

Property Details

APN / Parcel Number

Primary APN	`072026P B 00500`
Alternative APN	`026P B 00500`

Exterior

Lot Area	66,647 sqft (1.53 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	440 E RIDGE RD
City	SPRING CITY
State	TN
Zip	37381
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Subdivision	RIVERMYST PH 1 REPLAT
Legal Lot Number	5
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	3
Census Block	3035
Census Tract	975000

Owner

Source: Rhea County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16079 PALMETTO PRAIRIE DR, ALVA, FL 33920-4692
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed, Transfer · Seller Carry-Back RENEE MCCOY
Nov 15, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	202320833
Deed Book / Page	518 / 363
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RHEA TN
Recording Date	Oct 13, 2023
Property Address	440 E RIDGE RD, SPRING CITY, TN 37381
Document Number	0000020833
Book / Page	518 / 363
Map Reference	MB PB4 PG 697
Instrument Date	Oct 4, 2023
Instrument	23020833
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16079 PALMETTO PRAIRIE DR, ALVA, FL 33920-4692

Mortgage

Document Number	0000020834
Date	Oct 13, 2023
Instrument	23020834

Lender

Name	RENEE MCCOY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2033

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RHEA TN
Recording Date	Nov 15, 2021
Property Address	440 E RIDGE RD, SPRING CITY, TN 37381
Document Number	0000010838
Book / Page	499 / 290
Map Reference	MB 4 PG 697
Instrument Date	Nov 11, 2021
Instrument	21010838
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 49255, COOKEVILLE, TN 38506-0255
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$118.00 (-27.61%)	$8,750 (+21.11%) Land $8,750
2024			$35,000 (+21.11%) Land $35,000
2022		$7,225 Land $7,225	$28,900 Land $28,900
2021	$163.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1982–2019)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims Severe Storms And Flooding, Sep 2004 · 10 claims Severe Storms & Flooding, Dec 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH U.D. OF RHEA COUNTY serves 3,640 people · EPA ID TN0000970
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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