1. Home
  2. Tennessee
  3. Spring City
  4. E Ridge Rd

291 E Ridge Rd, Spring City, TN 37381 Property Records

Rhea County property record for 291 E Ridge Rd, Spring City, TN 37381

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,824 sqft · built 1999
Lot Size2.44 acres (106,286 sqft)
Owner2 Individual Names on Record
Last Sale$468,900 (Sep 2019)
Tax Bill$2,093 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072020P A 00300

Property Details

APN / Parcel Number

Primary APN072020P A 00300
Alternative APN
  • 020P A 00300

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,824 sqft Living Area
1st Floor Area1,824 sqft
Basement Area2,352 sqft
Finished Basement1,392 sqft
Unfinished Basement960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area106,286 sqft (2.44 acres)
Lot Dimensions281 ft deep x 294 ft wide
TerrainRolling
Garage TypeFinished
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area504 sqft
Deck Area504 sqft
Patio Area1,008 sqft
Boat AccessBoat Access
Boat House472 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address291 E RIDGE RD
CitySPRING CITY
StateTN
Zip37381-6112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 1; SUBDIVISION: WATTS BAR ESTATES
Legal SubdivisionWATTS BAR ESTATES UNIT 2
Legal Lot Number30 294
JurisdictionRHEA TN
Township / Civil Division1
Census Block Group3
Census Block3008
Census Tract975000

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address291 E RIDGE RD, SPRING CITY, TN 37381-6112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2019 · Amount on Record
Deed SaleSep 3, 2019 · Amount on Record
Prior SaleOct 9, 2014 · Amount on Record
Deed Document Number19012634
Deed Book / Page477 / 555
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateSep 3, 2019
Property Address291 E RIDGE RD, SPRING CITY, TN 37381-6112
Document Number0000012634
Book / Page000477 / 000555
Instrument DateAug 28, 2019
Instrument12634
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyCROSSLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,734.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 E RIDGE RD SPRING CITY TN 37381, SPRING CITY, TN 37381

Mortgage

Document Number12635
DateSep 3, 2019
Book Page000615/000001
Instrument12635
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 2, 2049
Interest
Rate TypeAdjustable Rate
Rate2.62%

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,093.00 (-9.47%)$155,200 (+50.9%) Land $37,500 Building $117,700
2024$620,800 (+50.9%) Land $150,000 Building $470,800
2022$102,850 Land $28,750 Building $74,100$411,400 Land $115,000 Building $296,400
2021$2,312.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims21 (1982–2019)
Claims Outside the SFHA6 of 21
Most Recent ClaimFeb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims
  • Severe Storms And Flooding, Sep 2004 · 10 claims
  • Severe Storms & Flooding, Dec 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures