440 E Reed St, San Jose, CA 95112 Property Records

Santa Clara County property record for 440 E Reed St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,508 sqft · built 1898
Lot Size	0.117 acres (5,080 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (May 2012)
Tax Bill	$7,506 (2025)
Deeds & Mortgages	Mar 2023 Transfer Apr 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`472-23-040`

Property Details

APN / Parcel Number

Primary APN	`472-23-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,080 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Type	Covered
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	440 E REED ST
City	SAN JOSE
State	CA
Zip	95112-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Subdivision	REED ADD
Legal Block	14
Legal Lot Number	4,5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3005
Census Tract	501602

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1067 REDMOND AVE, SAN JOSE, CA 95120-1834
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Intrafamily Transfer, Transfer
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2012 · Amount on Record
Deed Sale	May 11, 2012 · Amount on Record
Prior Sale	Sep 5, 2006 · Amount on Record
Deed Document Number	201221664746
Prior Transfer Date	Sep 6, 2006
Prior Transfer Doc	0019096331
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 28, 2023
Property Address	440 E REED ST, SAN JOSE, CA 95112-3705
Document Number	0025454824
Instrument Date	Mar 11, 2023
Instrument	25454824
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1067 REDMOND AVE, SAN JOSE, CA 95120-1834

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	440 E REED ST, SAN JOSE, CA 95112-3705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024462216
Date	Apr 23, 2020
Instrument	24462216

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	440 E REED ST, SAN JOSE, CA 95112-3705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1067 REDMOND AVE, SAN JOSE, CA 95120-1834

Mortgage

Document Number	0024792641
Date	Jan 20, 2021
Instrument	24792641

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$448,399 (+2%) Land $256,230 Building $192,169
2025	$7,506.00 (+7.09%)	$439,607 (+4.04%) Land $251,206 Building $188,401
2023	$7,009.00 (+1.13%)	$422,538 Land $241,452 Building $181,086
2022	$6,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile, Verizon.

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