Hampden County and Westfield City property record for 440 E Mountain Rd, Westfield, MA 01085 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,650 sqft · built 1955 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,002 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:268 L:21 |
| Primary APN | WFLD M:268 L:21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 3,792 sqft |
| Basement Area | 1,480 sqft |
| Unfinished Basement | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,658 sqft (1.14 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Street Address | 440 E MOUNTAIN RD |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 21 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 812500 |
Source: Hampden County and Westfield City records · APN WFLD M:268 L:21
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 E MOUNTAIN RD, WESTFIELD, MA 01085-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 440 E MOUNTAIN RD, WESTFIELD, MA 01085-1804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22290-527 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 22290/527 |
| Instrument | 44548 |
| Name | WESTFIELD BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 01, 2028 |
Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,002.00 (+2.31%) | $329,500 (+14.45%) Land $128,000 Building $201,500 | $438,045 (+12.24%) |
| 2024 | $390,260 | ||
| 2023 | $4,889.00 | $287,900 Land $111,000 Building $176,900 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138125005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1980–2011) |
| Most Recent Claim | Aug 2011, river or lake flooding, Tropical Storm Irene |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Westfield Gas & Electric | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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