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412 E Mountain Rd, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 412 E Mountain Rd, Westfield, MA 01085 · Last verified April 2026

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,672 sqft · built 1885
Lot Size0.808 acres (35,200 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Jun 2022)
Tax Bill$4,522 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWFLD M:268 L:7

Property Details

APN / Parcel Number

Primary APNWFLD M:268 L:7
Alternative APN
  • M:329268 B:00007 L:00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area2,808 sqft
Basement Area836 sqft
Unfinished Basement836 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area35,200 sqft (0.808 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address412 E MOUNTAIN RD
CityWESTFIELD
StateMA
Zip01085-1803
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Lot Number7
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group5
Census Block5033
Census Tract812500

Owner

Source: Hampden County and Westfield City records · APN WFLD M:268 L:7

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address412 E MOUNTAIN RD, WESTFIELD, MA 01085-1803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
BERKSHIRE BANK
Dec 19, 2019Quit Claim Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Apr 29, 2017Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2022 · Amount on Record
Deed SaleJun 03, 2022 · Amount on Record
Prior SaleDec 19, 2019 · Amount on Record
Deed Book / Page24577 / 538
Record UpdatedJun 08, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateJun 03, 2022
Property Address412 E MOUNTAIN RD, WESTFIELD, MA 01085-1803
Document Number024577-538
Book / Page24577 / 538
Instrument DateJun 03, 2022
Instrument33842
Transaction TypeTransfer
Record UpdatedJun 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 NORTH ST # 11, 11, SOUTH HADLEY, MA 01075-2551

Mortgage

Document Number0000033843
DateJun 03, 2022
Instrument33843
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateDec 19, 2019
Property Address412 E MOUNTAIN RD, WESTFIELD, MA 01085-1803
Document Number23009-133
Book / Page23009 / 133
Instrument DateDec 19, 2019
Instrument75386
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SAINT DENNIS ST, WESTFIELD, MA 01085-3812

Mortgage

Document Number75387
DateDec 19, 2019
Instrument75387
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address412 E MOUNTAIN RD, WESTFIELD, MA 01085-1803
Document Number21669-599
Book / Page021669 / 000599
Instrument DateApr 29, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21669-599
DateMay 05, 2017
Book Page021669/000599
Instrument24814
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueMay 04, 2032

Tax Assessment & Valuation

Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,522.00 (+17.64%)$297,900 (+31.58%) Land $123,900 Building $174,000
2023$3,844.00$226,400 Land $107,400 Building $119,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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