Miami County property record for 440 E Main St, Bradford, OH 45308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,534 sqft · built 1920 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $24,000 (Dec 2007) |
| Tax Bill | $1,475 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | H18-003720 |
| Primary APN | H18-003720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 1,996 sqft |
| Upper Floors Area | 536 sqft |
| Basement Area | 335 sqft |
| Unfinished Basement | 335 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 501 sqft |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 440 E MAIN ST |
|---|---|
| City | BRADFORD |
| State | OH |
| Zip | 45308-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 372 49 1/2 |
| Legal Lot Number | 372 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 320100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 E MAIN ST, BRADFORD, OH 45308-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2007 · Amount on Record |
| Deed Sale | Dec 28, 2007 · Amount on Record |
| Prior Sale | Oct 19, 1992 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 440 E MAIN ST, BRADFORD, OH 45308-1114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011528 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 2018OR-11528 |
| Name | GREENVILLE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BRADFORD, OH 45308 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Bradford Village |
| County | Miami County |
| County Subdivision | Newberry Township |
| Unified School District | Bradford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,475.00 (+14.79%) Homeowner's exemption | $46,520 (+40.2%) Land $4,450 Building $42,070 | $132,900 (+40.19%) Land $12,700 Building $120,200 |
| 2024 | $1,285.00 (+1.74%) Homeowner's exemption | $33,180 (-) Land $4,830 Building $28,350 | |
| 2023 | $1,263.00 (-4.75%) Homeowner's exemption | $33,180 (-) Land $4,830 Building $28,350 | $94,800 (-) Land $13,800 Building $81,000 |
| 2022 | $1,326.00 Homeowner's exemption | $33,180 Land $4,830 Building $28,350 | $94,800 Land $13,800 Building $81,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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