432 E Main St, Bradford, OH 45308 Property Records

Miami County property record for 432 E Main St, Bradford, OH 45308

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1 ba · 1,378 sqft
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Feb 2022)
Tax Bill	$116 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H18-003700`

Property Details

APN / Parcel Number

Primary APN	`H18-003700`
Alternative APNs	`090422.2-12-029-00` `H18BF038 00500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	68 Rooms
Stories	2 Stories
Building Area	1,378 sqft
Fireplace	Fireplace

Exterior

Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	134 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	H18BF038 00500
Street Address	432 E MAIN ST
City	BRADFORD
State	OH
Zip	45308-1114
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	IN LOT 370 49.5
Legal Lot Number	370 49
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2024
Census Tract	320100

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	E MAIN ST, BRADFORD, OH 45308
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Aug 16, 2001 · Amount on Record
Deed Document Number	310
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 11, 2022
Property Address	432 E MAIN ST, BRADFORD, OH 45308-1114
Document Number	0000002267
Instrument Date	Oct 9, 2020
Instrument	2022OR-02267
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	434 E MAIN ST, BRADFORD, OH 45308-1114

Mortgage

Document Number	0000002268
Date	Feb 11, 2022
Instrument	2022OR-02268

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$116.00 (-18.88%)	$3,330 (-8.52%) Land $3,330	$9,500 (-8.65%) Land $9,500
2024	$143.00 (+1.42%)	$3,640 (-) Land $3,640
2023	$141.00 (-4.73%)	$3,640 (-) Land $3,640	$10,400 (-) Land $10,400
2022	$148.00	$3,640 Land $3,640	$10,400 Land $10,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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