1. Home
  2. Michigan
  3. Shiawassee County
  4. Owosso
  5. E Exchange St

440 E Exchange St, Owosso, MI 48867 Property Records

Shiawassee County property record for 440 E Exchange St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$160,900 (Oct 2023)
Tax Bill$2,743 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Feb 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN050-666-000-018-00

Property Details

APN / Parcel Number

Primary APN050-666-000-018-00

Exterior

Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address440 E EXCHANGE ST
CityOWOSSO
StateMI
Zip48867-3013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 & E 14 15 OUTLOT 6 AL & BO WILLIAMS SUBDIV OUTLOT 6 & 7
Legal SubdivisionWILLIAMS SUBDIV
Legal Lot Number16
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group4
Census Block4012
Census Tract30500

Owner

Source: Shiawassee County records · APN 050-666-000-018-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address440 E EXCHANGE ST, OWOSSO, MI 48867-3013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Warranty Deed, Transfer · USDA Mortgage
SHAYMAK MORTGAGE LLC
Feb 24, 2020Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN ST HSNG DEV AUTH
Sep 16, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 30, 2019Grant Deed, Transfer
TRANSNATION TITLE AGENCY
Aug 08, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2023 · Amount on Record
Deed SaleOct 19, 2023 · Amount on Record
Prior SaleJun 05, 2003 · Amount on Record
Deed Document Number20233375762
Deed Book / Page1311 / 596
Prior Transfer DateMay 28, 2003
Prior Transfer Doc0003099652
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateOct 19, 2023
Property Address440 E EXCHANGE ST, OWOSSO, MI 48867-3013
Document Number0013110596
Book / Page1311 / 596
Map ReferenceLB 6 PG 677
Instrument DateOct 13, 2023
Instrument3375762
Transaction TypeTransfer
Record UpdatedNov 06, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,207.50
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address440 E EXCHANGE ST, OWOSSO, MI 48867-3013

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 E EXCHANGE ST, OWOSSO, MI 48867-3013

Mortgage

Document Number0013110498
DateOct 17, 2023
Book Page1311/498
Instrument3375664
Lender
NameSHAYMAK MORTGAGE LLC
TypeMortgage Company
AddressDEWITT, MI 48820
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateFeb 24, 2020
Property Address440 E EXCHANGE ST, OWOSSO, MI 48867-3013
Document Number0012660307
Book / Page001266 / 000307
Instrument DateFeb 20, 2020
Instrument3329937
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$765.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address804 CORUNNA AVE OWOSSO MI 488673700, OWOSSO, MI 48867-3700

Mortgage

Document Number12660309
DateFeb 24, 2020
Book Page001266/000309
Instrument3329939
Lender
NameMICHIGAN ST HSNG DEV AUTH
AddressLANSING, MI 48912
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number12660308,
DateFeb 24, 2020
Book Page001266/000308
Instrument3329938
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 23, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateSep 16, 2019
Property Address440 E EXCHANGE ST, OWOSSO, MI 48867-3013
Document Number0012610145
Book / Page001261 / 000145
Instrument DateAug 02, 2019
Instrument3324711
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1600 W HYDE RD ST JOHNS MI 488798900, ST JOHNS, MI 48879-8900

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSHIAWASSEE MI
Recording DateJul 30, 2019
Property Address440 E EXCHANGE ST, OWOSSO, MI 48867-3013
Document Number0012590437
Book / Page001259 / 000437
Instrument DateJul 15, 2019
Instrument3323001
Transaction TypeTransfer
Record UpdatedAug 12, 2019
Title CompanyTRANSNATION TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$292.88
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 W HYDE RD ST JOHNS MI 488798900, ST JOHNS, MI 48879-8900

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSHIAWASSEE MI
Recording DateAug 08, 2018
Property Address440 E EXCHANGE ST, OWOSSO, MI 48867-3013
Document Number0012480763
Book / Page001248 / 000763
Instrument DateAug 01, 2018
Instrument3312138
Transaction TypeForeclosure
Record UpdatedJan 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$309.38
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5001 KINGSLEY DR CINCINNATI OH 452271114, CINCINNATI, OH 45227-1114

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$77,000 (+12.41%)$154,000 (+12.41%)
2025$2,743.00 (+27.94%) Homeowner's exemption$68,500 (+24.55%)$137,000 (+24.55%)
2023$2,144.00 Homeowner's exemption$55,000$110,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Exchange St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures