433 E Exchange St, Owosso, MI 48867 Property Records

Shiawassee County property record for 433 E Exchange St, Owosso, MI 48867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$17,000 (2012)
Tax Bill	$2,407.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`050-666-000-007-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Location & Zoning

Street Address	433 E EXCHANGE ST
City	OWOSSO
State	MI
Zip	48867-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 OUTLOT 6 AL & BO WILLIAMS SUBDIV OUTLOT 6 & 7
Legal Subdivision	WILLIAMS SUBDIV
Legal Lot Number	6
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	4
Census Block	4003
Census Tract	30500

Owner

Source: Shiawassee County records · APN 050-666-000-007-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 DUFFEY DR, DURANGO, CO 81301-7925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2012 · Amount on Record
Deed Sale	Oct 17, 2012 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Document Number	20123240638
Deed Book / Page	1177 / 643
Prior Transfer Date	Nov 11, 2004
Prior Transfer Doc	0010700633
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 26, 2018
Property Address	433 E EXCHANGE ST, OWOSSO, MI 48867-3012
Document Number	0012520892
Book / Page	001252 / 000892
Instrument Date	Dec 19, 2018
Instrument	3316378
Transaction Type	Transfer
Record Updated	Jan 09, 2019
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 DUFFEY DR DURANGO CO 813017925, DURANGO, CO 81301-7925

Mortgage

Document Number	12520893
Date	Dec 26, 2018
Book Page	001252/000893
Instrument	3316379

Lender

Name	CENTRAL TR BK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,400 (+8.61%)	$138,800 (+8.61%)
2025	$2,407.00 (+7.26%) Homeowner's exemption	$63,900 (+33.13%)	$127,800 (+33.13%)
2024	$2,244.00
2023	$2,244.00 Homeowner's exemption Additional exemption filed	$48,000	$96,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.