Lorain County property record for 433 Concord Ave, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,310 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $123,500 (2019) |
| Tax Bill | $2,500.00 (2025) |
Source: Lorain County records · APN 06-25-006-108-025
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GOODLEAP LC |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERIFIRST FIN'L CORP |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Jun 21, 2019 | Grant Deed, Transfer · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Deed Doc Number | 2019719177 |
| Prior Transfer Date | Feb 16, 2017 |
| Prior Transfer Doc | 20170619327 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 433 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 433 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Document Number | 0000077007 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025-0077007 |
| Name | GOODLEAP LC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 433 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Document Number | 0000722884 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2019 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 26101 COUNTRY CLUB BLVD #407 NORTH OLMSTED OH 440704544, 407, NORTH OLMSTED, OH 44070-4544 |
| Document Number | 0000722884 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 722884 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 433 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Document Number | 0000722885 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | GUARDIAN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 433 CONCORD AVE ELYRIA OH 440356531, ELYRIA, OH 44035-6531 |
| Document Number | 0000722885 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 722885 |
| Name | HOUSING FIN AGCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 21, 2019 |
| Property Address | 433 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Document Number | 0000719177 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 719177 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2019 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 433 CONCORD AVE ELYRIA OH 440356531, ELYRIA, OH 44035-6531 |
| Document Number | 719179 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 719179 |
| Name | HOUSING FIN AGCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 719178, |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 719178 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 20, 2049 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,500.00 (-0.48%) Homeowner's exemption | $53,100 (+%) Land $13,920 Building $39,180 | $151,710 (-) Land $39,760 Building $111,950 |
| 2024 | $2,512.00 (+6.04%) | $53,099 (+22.1%) Land $13,916 Building $39,183 | $151,710 (+22.1%) Land $39,760 Building $111,950 |
| 2023 | $2,369.00 (+0.34%) | $43,488 (%) Land $11,242 Building $32,246 | $124,250 (-) Land $32,120 Building $92,130 |
| 2022 | $2,361.00 | $43,490 Land $11,240 Building $32,250 | |
| 2021 | $124,250 Land $32,120 Building $92,130 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-006-108-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,310 sqft Living Area |
| Gross Area | 1,862 sqft Gross Area |
| 1st Floor | 1,310 sqft 1st Floor |
| Basement Area | 1,118 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 135 ft x 85 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Patio Area | 48 sqft Patio |
| Porch Area | 280 sqft Porch |
| Canopy Area | 280 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 433 CONCORD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6531 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSET PK 85.12 X 135.00 |
| Legal Subdivision | SUNSET PK |
| Legal Tract | 25 |
| Legal Block | 108 |
| Legal Lot Number | 30 32 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 71201 |
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