440 Christopher Dr, Gainesville, GA 30501 Property Records

Hall County property record for 440 Christopher Dr, Gainesville, GA 30501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1951
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Oct 2021)
Tax Bill	$3,589 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-073-003-023`

Property Details

APN / Parcel Number

Primary APN	`01-073-003-023`
Alternative APN	`6425`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Heated Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	157 ft deep x 40 ft wide

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6425
Street Address	440 CHRISTOPHER DR
City	GAINESVILLE
State	GA
Zip	30501-2284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-I
Legal Description	NORTHSIDE HGTS LT 23 BLK B
Legal Subdivision	NORTHSIDE HGTS
Legal Block	B
Legal Lot Number	23
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2006
Census Tract	901

Owner

440 Christopher Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 CHRISTOPHER DR, GAINESVILLE, GA 30501-2284
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Jan 18, 2018	Grant Deed, Transfer · Conventional with PMI SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Jan 12, 2018 · Amount on File
Deed Document Number	202110072
Deed Book / Page	8954 / 317
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Oct 6, 2021
Property Address	440 CHRISTOPHER DR, GAINESVILLE, GA 30501-2284
Document Number	0089540317
Book / Page	8954 / 317
Instrument Date	Oct 6, 2021
Instrument	2021-010072
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CHRISTOPHER DR, GAINESVILLE, GA 30501-2284

Mortgage

Document Number	0089540000000318
Date	Oct 7, 2021
Book Page	0000008954/0000000318

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Jan 18, 2018
Property Address	440 CHRISTOPHER DR, GAINESVILLE, GA 30501-2284
Document Number	0080290562
Book / Page	008029 / 000562
Instrument Date	Jan 12, 2018
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CHRISTOPHER DR GAINESVILLE GA 305012284, GAINESVILLE, GA 30501-2284

Mortgage

Document Number	80290564
Date	Jan 18, 2018
Book Page	008029/000564

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 440 Christopher Dr was $3,589 with a homeowner's exemption, up 7.6% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Municipality	Gainesville City
Unified School District	Gainesville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,589.00 (+7.65%) Homeowner's exemption	$130,400 (+1.49%) Land $20,480 Building $109,920	$326,000 (+1.49%) Land $51,200 Building $274,800
2025	$3,334.00 Homeowner's exemption	$128,480 Land $18,920 Building $109,560	$321,200 Land $47,300 Building $273,900
2023	$3,439.00 (+153.99%) Homeowner's exemption	$117,560 (+40.89%) Land $20,000 Building $97,560	$293,900 (+40.89%) Land $50,000 Building $243,900
2022	$1,354.00	$83,440 Land $10,160 Building $73,280	$208,600 Land $25,400 Building $183,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 Christopher Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Christopher Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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