Ocean County and Beach Haven Borough property record for 440 Centre St, Beach Haven, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1980 |
| Lot Size | 0.101 acres (4,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $655,000 (Oct 2019) |
| Tax Bill | $7,491 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04-00145-0000-00011 |
| Primary APN | 04-00145-0000-00011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 4,408 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 440 CENTRE ST |
|---|---|
| City | BEACH HAVEN |
| State | NJ |
| Zip | 08008-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | 40X110.25 |
| Legal Block | 145 |
| Legal Lot Number | 11 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BEACH HAVEN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 738002 |
Source: Ocean County and Beach Haven Borough assessment roll, APN 04-00145-0000-00011, as of July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 NEW COUNTRYSIDE DR, WEST CHESTER, PA 19382-6544 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 22, 2019 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on Record |
| Deed Sale | Oct 22, 2019 · Amount on Record |
| Prior Sale | Jul 08, 1999 · Amount on Record |
| Deed Document Number | 2019106202 |
| Deed Book / Page | 17652 / 822 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 440 CENTRE ST, BEACH HAVEN, NJ 08008-1718 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Title Company | NOT AVAILABLE, PUNCTUAL ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0184931922 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 18493/1922 |
| Instrument | 2021078687 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 22, 2019 |
| Property Address | 440 CENTRE ST, BEACH HAVEN, NJ 08008-1718 |
| Document Number | 0176520822 |
| Book / Page | 017652 / 000822 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 106202 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | SURETY TITLE AGENCY COASTAL RE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 878 EMPRESS RD WEST CHESTER PA 193825583, WEST CHESTER, PA 19382-5583 |
| Document Number | 176520828 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 017652/000828 |
| Instrument | 106203 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2049 |
Source: Ocean County and Beach Haven Borough assessment roll as of July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Beach Haven Borough |
| Elementary School District | Beach Haven Borough School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,300 (-) Land $379,800 Building $145,500 | $525,300 (-) Land $379,800 Building $145,500 | |
| 2025 | $7,491.00 (+8.71%) | $525,300 (-) Land $379,800 Building $145,500 | $525,300 (-) Land $379,800 Building $145,500 |
| 2024 | $6,891.00 (+16.62%) | ||
| 2023 | $525,300 Land $379,800 Building $145,500 | $525,300 Land $379,800 Building $145,500 | |
| 2022 | $5,909.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), as of March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297380021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 445 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 710 units insured incl. 265 condo units |
| Nearby Flood Claims | 1,381 (1979–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 462 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NJ1503001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEACH HAVEN WATER DEPT serves 20,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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