Ocean County and Beach Haven Borough property record for 431 Centre St, Beach Haven, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 844 sqft · built 1960 |
| Lot Size | 0.065 acres (2,840 sqft) |
| Owner | Company Name on Record |
| Last Sale | $865,000 (May 2022) |
| Tax Bill | $5,472 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-00146-0000-00019 |
| Primary APN | 04-00146-0000-00019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 844 sqft Living Area |
| 1st Floor Area | 844 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cottage |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 2,840 sqft (0.065 acres) |
| Lot Dimensions | 71 ft deep x 40 ft wide |
| Parking Spaces | 1 Parking Space |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 431 CENTRE ST |
|---|---|
| City | BEACH HAVEN |
| State | NJ |
| Zip | 08008-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | 40X71 |
| Legal Subdivision | BEACH HAVEN PLAN #2 |
| Legal Block | 146 |
| Legal Lot Number | 19 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BEACH HAVEN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 738002 |
Source: Ocean County and Beach Haven Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 29 IMPERIAL CT, MONROE TOWNSHIP, NJ 08831-2163 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage LANDLORD PLUS INC |
| Oct 29, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CL LM RESI PURCHASER TRUST 1 |
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| May 13, 2026 | Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| May 18, 2022 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Deed Document Number | 202258354 |
| Deed Book / Page | 19034 / 600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 431 CENTRE ST, BEACH HAVEN, NJ 08008-1719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | EVEREST ABSTRACT SERVICES, EVEREST ABSTRACT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 29 IMPERIAL CT, MONROE, NJ 08831-2163 |
| Document Number | 0202451293 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 20245/1293 |
| Instrument | 2026000302 |
| Name | LANDLORD PLUS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LYNBROOK, NY 11563 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 431 CENTRE ST, BEACH HAVEN, NJ 08008-1719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 29 IMPERIAL CT, JAMESBURG, NJ 08831-2163 |
| Document Number | 0201791127 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 20179/1127 |
| Instrument | 2025085724 |
| Name | CL LM RESI PURCHASER TRUST 1 |
|---|---|
| Type | Private Party |
| Address | 290 POST RD W # 100, WESTPORT, CT 06880 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 12, 2026 |
| Property Address | 431 CENTRE ST, BEACH HAVEN, NJ 08008-1719 |
| Document Number | 0000036819 |
| Book / Page | 20369 / 1015 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202636819 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 29 IMPERIAL CT, MONROE TOWNSHIP, NJ 08831-2163 |
| Document Number | 0000036819, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 20369/1015 |
| Instrument | 202636819 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 13, 2026 |
| Property Address | 431 CENTRE ST, BEACH HAVEN, NJ 08008-1719 |
| Document Number | 0000037474 |
| Book / Page | 20372 / 104 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202637474 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 29 IMPERIAL CT, MONROE TOWNSHIP, NJ 08831-2163 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 18, 2022 |
| Property Address | 431 CENTRE ST, BEACH HAVEN, NJ 08008-1719 |
| Document Number | 0190340600 |
| Book / Page | 19034 / 600 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022058354 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Title Company | UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,824.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 CENTRE ST, 431, BEACH HAVEN, NJ 08008-1719 |
| Name | Verified Name |
|---|---|
| Address | 29 IMPERIAL CT, MONROE, NJ 08831-2163 |
| Document Number | 2022058355 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022058355 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Ocean County and Beach Haven Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Beach Haven Borough |
| Elementary School District | Beach Haven Borough School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,700 (-) Land $332,300 Building $51,400 | $383,700 (-) Land $332,300 Building $51,400 | |
| 2025 | $5,472.00 (+8.7%) | $383,700 (-) Land $332,300 Building $51,400 | $383,700 (-) Land $332,300 Building $51,400 |
| 2024 | $5,034.00 (+16.64%) | ||
| 2023 | $383,700 Land $332,300 Building $51,400 | $383,700 Land $332,300 Building $51,400 | |
| 2022 | $4,316.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 445 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 710 units insured incl. 265 condo units |
| Nearby Flood Claims | 1,381 (1979–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACH HAVEN WATER DEPT serves 20,000 people · EPA ID NJ1503001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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