Middlesex County and Acton Town property record for 440 Central St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7.5 ba · 5,496 sqft · built 2005 |
| Lot Size | 3.81 acres (166,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,325,000 (Dec 2021) |
| Tax Bill | $25,804 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Dec 2021 Sale |
| Flood Zone | Zone A (high risk) |
| APN | ACTO M:00D2 B:0018 L:0001 |
| Primary APN | ACTO M:00D2 B:0018 L:0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,496 sqft Living Area |
| Gross Area | 8,548 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 166,249 sqft (3.81 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 440 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COMMONWEALTH PROPS GROUP INC |
| Legal Block | 18 |
| Legal Lot Number | 1 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00D2 B:0018 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 CENTRAL ST, ACTON, MA 01720-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Dec 08, 2021 | Quit Claim Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2021 · Amount on Record |
| Deed Sale | Dec 08, 2021 · Amount on Record |
| Prior Sale | May 24, 2010 · Amount on Record |
| Deed Document Number | 2021265197 |
| Deed Book / Page | 79306 / 388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 440 CENTRAL ST, ACTON, MA 01720-2302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079567-144 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 79567/144 |
| Instrument | 11298 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Dec 08, 2021 |
| Property Address | 440 CENTRAL ST, ACTON, MA 01720-2302 |
| Document Number | 079306-388 |
| Book / Page | 79306 / 388 |
| Instrument Date | Dec 04, 2021 |
| Instrument | 265197 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 POPLAR ST, BELMONT, MA 02478-4427 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,804.00 (+7.28%) | $1,504,600 (+4.28%) Land $312,600 Building $1,192,000 | $1,536,150 (+4.34%) |
| 2024 | $24,053.00 | $1,442,900 Land $312,600 Building $1,130,300 | $1,472,310 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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