Middlesex County and Acton Town property record for 436 Central St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,322 sqft · built 2001 |
| Lot Size | 1.64 acres (71,740 sqft) |
| Owner | Individual Name on File |
| Last Sale | $754,000 (Aug 2019) |
| Tax Bill | $18,049 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00D2 B:0018 L:0000 |
| Primary APN | ACTO M:00D2 B:0018 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,322 sqft Living Area |
| Gross Area | 6,898 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 71,740 sqft (1.64 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 436 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOXBOROUGH & ACTON |
| Legal Block | 18 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00D2 B:0018 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 436 CENTRAL ST, ACTON, MA 01720-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2018 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| May 15, 2020 | Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA |
| Aug 19, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SANTANDER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Mar 29, 2002 · Amount on Record |
| Deed Document Number | 2019122776 |
| Deed Book / Page | 73129 / 315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 436 CENTRAL ST, ACTON, MA 01720-2302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70786-82 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 70786/82 |
| Instrument | 40802 |
| Name | SANTANDER BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 436 CENTRAL ST, ACTON, MA 01720-2302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74677-127 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 74677/127 |
| Instrument | 73294 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 19, 2019 |
| Property Address | 436 CENTRAL ST, ACTON, MA 01720-2302 |
| Document Number | 73129-315 |
| Book / Page | 73129 / 315 |
| Instrument Date | May 09, 2019 |
| Instrument | 122776 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 436 CENTRAL ST, ACTON, MA 01720-2302 |
| Document Number | 122777 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 122777 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 01, 2026 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,049.00 (+6.17%) | $1,052,400 (+3.2%) Land $259,000 Building $793,400 | $948,195 (+4.22%) |
| 2024 | $17,000.00 (+2.02%) | $1,019,800 (+7.47%) Land $259,000 Building $760,800 | $909,815 |
| 2023 | $16,663.00 | $948,900 Land $236,000 Building $712,900 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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