Hillsborough County property record for 440 Cedar Falls Dr, Apollo Beach, FL 33572
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,461 sqft · built 2012 |
| Lot Size | 0.08 acres (3,503 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jun 2016) |
| Tax Bill | $3,430 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Aug 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 054234-2628 |
| Primary APN | 054234-2628 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,461 sqft Living Area |
| Gross Area | 2,070 sqft |
| 1st Floor Area | 1,461 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 3,503 sqft (0.08 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0542342628 |
|---|---|
| Street Address | 440 CEDAR FALLS DR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3139 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | SOUTHSHORE FALLS PHASE 3A-PARTIAL REPLAT LOT 3 BLOCK 76 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 28 |
| Legal Subdivision | SOUTHSHORE FALLS PHASE 3A-PARTIAL REPLAT |
| Legal Block | 76 |
| Legal Lot Number | 3 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14118 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5825 TERNCREST DR, LITHIA, FL 33547-5875 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 17, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2016 · Amount on Record |
| Deed Sale | Jun 24, 2016 · Amount on Record |
| Prior Sale | Jan 1, 2016 · Amount on Record |
| Deed Document Number | 2016246261 |
| Deed Book / Page | 24185 / 744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 17, 2026 |
| Property Address | 440 CEDAR FALLS DR, APOLLO BEACH, FL 33572-3139 |
| Document Number | 0000104393 |
| Map Reference | MB 117 PG 257-262 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026104393 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 CEDAR FALLS DR, APOLLO BEACH, FL 33572-3139 |
| Name | Verified Name |
|---|---|
| Address | 5825 TERNCREST DR, LITHIA, FL 33547-5875 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 440 CEDAR FALLS DR, APOLLO BEACH, FL 33572-3139 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 440 CEDAR FALLS DR, APOLLO BEACH, FL 33572-3139 |
| Document Number | 2021439617 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021439617 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WAUKESHA, WI 53186 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,653 (-6.49%) Land $18,114 Building $163,539 | $181,653 (-21.56%) Land $18,114 Building $163,539 | |
| 2025 | $3,430.00 (+8.41%) Homeowner's exemption | $194,251 (+5.99%) | $231,587 (-4.62%) Land $23,107 Building $208,480 |
| 2024 | $3,164.00 (+3.67%) | ||
| 2023 | $3,052.00 (+5.28%) Homeowner's exemption | $183,278 (+3%) | $242,811 (+8.78%) Land $24,232 Building $218,579 |
| 2022 | $2,899.00 Homeowner's exemption | $177,940 | $223,214 Land $22,273 Building $200,941 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 635 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 635 in force |
| Nearby Flood Claims | 42 (1982–2024) |
| Claims Outside the SFHA | 7 of 42 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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