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428 Cedar Falls Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 428 Cedar Falls Dr, Apollo Beach, FL 33572

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,616 sqft · built 2013
Lot Size0.103 acres (4,464 sqft)
Owner2 Individual Names on File
Last Sale$179,900 (Sep 2013)
Tax Bill$716 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN054234-2616

Property Details

APN / Parcel Number

Primary APN054234-2616
Alternative APN
  • U2831199O2000075000010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,616 sqft Living Area
Gross Area2,248 sqft
1st Floor Area1,616 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialTile
Lot Area4,464 sqft (0.103 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area191 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0542342616
Street Address428 CEDAR FALLS DR
CityAPOLLO BEACH
StateFL
Zip33572-3139
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionSOUTHSHORE FALLS PHASE 3A-PARTIAL REPLAT LOT 1 BLOCK 75
Legal Range19E
Legal Township31S
Legal Section28
Legal SubdivisionSOUTHSHORE FALLS PHASE 3A-PARTIAL REPLAT
Legal Block75
Legal Lot Number1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1000
Census Tract14118

Owner

428 Cedar Falls Dr, a townhouse, is owned and occupied by two individuals who bought it in September 2013.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address428 CEDAR FALLS DR, APOLLO BEACH, FL 33572-3139
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2013 · Amount on File
Deed SaleSep 23, 2013 · Amount on File
Deed Document Number2013362702
Deed Book / Page22158 / 889
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address428 CEDAR FALLS DR, APOLLO BEACH, FL 33572-3139
Document Number0000026861
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address428 CEDAR FALLS DR APOLLO BEACH FL 335723139, APOLLO BEACH, FL 33572-3139

Mortgage

Document Number0000026861
DateJan 20, 2021
Instrument26861
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 19, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 428 Cedar Falls Dr was $716.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$201,734 (+2.7%)$202,214 (-20.58%) Land $19,695 Building $182,519
2025$716.00 Disabled Person's exemption$196,430$254,608 Land $24,931 Building $229,677
2023$643.00 (+15.65%) Disabled Person's exemption$185,334 (+3%)$264,837 (+7.34%) Land $26,002 Building $238,835
2022$556.00 Disabled Person's exemption$179,936$246,726 Land $24,190 Building $222,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Cedar Falls Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 635 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies635 in force
Nearby Flood Claims42 (1982–2024)
Claims Outside the SFHA7 of 42
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 3 claims
  • Hurricane Eta, Nov 2020 · 3 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Cedar Falls Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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