440 Cedar Bluff Ave SE, Roanoke, VA 24013 Property Records

Roanoke City property record for 440 Cedar Bluff Ave SE, Roanoke, VA 24013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,694 sqft · built 1925
Lot Size	0.116 acres (5,083 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Oct 2020)
Tax Bill	$2,032 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402-1913`

Property Details

APN / Parcel Number

Primary APN	`402-1913`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,694 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,083 sqft (0.116 acres)
Lot Dimensions	101 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	420 sqft
Porch	Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Street Address	440 CEDAR BLUFF AVE SE
City	ROANOKE
State	VA
Zip	24013-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LOT 4 BLK 1 CEDAR BLUFF
Legal Subdivision	CEDAR BLUFF
Legal Block	1
Legal Lot Number	4
Jurisdiction	ROANOKE CITY VA
Township / Civil Division	ROANOKE
Census Block Group	1
Census Block	1064
Census Tract	2700

Owner

Source: Roanoke City records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	440 CEDAR BLUFF AVE SE, ROANOKE, VA 24013-2330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Jul 31, 2008 · Amount on Record
Deed Document Number	200010597
Record Updated	Jun 8, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Oct 7, 2020
Property Address	440 CEDAR BLUFF AVE SE, ROANOKE, VA 24013-2330
Document Number	0000010597
Map Reference	MB 449 PG 256
Instrument Date	Oct 7, 2020
Instrument	200010597
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PERFORMANCE TTL & SETMNT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	440 CEDAR BLUFF AVE SE, ROANOKE, VA 24013-2330

Mortgage

Document Number	0000010598
Date	Oct 7, 2020
Instrument	200010598

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Roanoke City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Roanoke City
Unified School District	Roanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,032.00 (+35.11%)	$166,600 (+35.12%) Land $21,000 Building $145,600	$166,600 (+35.12%) Land $21,000 Building $145,600
2023	$1,504.00	$123,300 Land $12,000 Building $111,300	$123,300 Land $12,000 Building $111,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1985–2004)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2004 · Severe Storms And Flooding From The Remanants Of Hurricane Jeanne
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 3 claims Severe Storms & Flooding, Apr 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30