426 Cedar Bluff Ave SE, Roanoke, VA 24013 Property Records

Roanoke City property record for 426 Cedar Bluff Ave SE, Roanoke, VA 24013

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,116 sqft · built 1953
Lot Size0.12 acres (5,258 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Mar 2019)
Tax Bill$1,620 (2026)
Deeds & MortgagesDec 2021 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN402-1909

Property Details

APN / Parcel Number

Primary APN402-1909

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,116 sqft Finished Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,258 sqft (0.12 acres)
Lot Dimensions108 ft deep x 66 ft wide
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address426 CEDAR BLUFF AVE SE
CityROANOKE
StateVA
Zip24013-2330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1
Legal DescriptionLOT 8 BLK 1 CEDAR BLUFF
Legal SubdivisionCEDAR BLUFF
Legal Block1
Legal Lot Number8
JurisdictionROANOKE CITY VA
Township / Civil DivisionROANOKE
Census Block Group1
Census Block1064
Census Tract2700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Belmont Historic District
listed 2019 · 809 contributing resources · NRIS 100003618

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

426 Cedar Bluff Ave SE is owned and occupied by an individual who bought it in March 2019.

Source: Roanoke City records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address426 CEDAR BLUFF AVE SE, ROANOKE, VA 24013-2330
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · FHA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Mar 21, 2019Grant Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2019 · Amount on File
Deed SaleMar 21, 2019 · Amount on File
Deed Document Number190002731
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE CITY VA
Property Address426 CEDAR BLUFF AVE SE, ROANOKE, VA 24013-2330
Transaction TypeMortgage
Record UpdatedJan 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 CEDAR BLUFF AVE SE, ROANOKE, VA 24013-2330

Mortgage

Document Number0000017046
DateDec 28, 2021
Instrument210017046
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term328 Months
DueApr 1, 2049

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROANOKE CITY VA
Recording DateMar 21, 2019
Property Address426 CEDAR BLUFF AVE SE, ROANOKE, VA 24013-2330
Document Number0000002731
Instrument DateMar 4, 2019
Instrument2731
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & SETTLEMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$95.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address426 CEDAR BLUFF AVE SE ROANOKE VA 240132330, ROANOKE, VA 24013-2330

Mortgage

Document Number2732
DateMar 21, 2019
Instrument2732
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 20, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 426 Cedar Bluff Ave SE was $1,620.

Source: Roanoke City assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRoanoke City
Unified School DistrictRoanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,620.00$132,800 Land $21,000 Building $111,800$132,800 Land $21,000 Building $111,800
2023$1,188.00$97,400 Land $12,000 Building $85,400$97,400 Land $12,000 Building $85,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Cedar Bluff Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims15 (1985–2004)
Claims Outside the SFHA3 of 15
Most Recent ClaimSep 2004 · Severe Storms And Flooding From The Remanants Of Hurricane Jeanne
Claims by Event
  • Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims
  • Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 3 claims
  • Severe Storms & Flooding, Apr 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 426 Cedar Bluff Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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