Durham County property record for 440 Carthage Ct, Durham, NC 27703
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,495 sqft · built 2015 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $161,000 (Feb 2016) |
| Tax Bill | $3,269 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0850-50-5129 |
| Primary APN | 0850-50-5129 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,495 sqft Heated Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Lot Area | 1,307 sqft (0.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 440 CARTHAGE CT |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-8367 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDR 3.990 |
| Legal Description | BRIGHTLEAF @ THE PARK TWH MS/TR:08/PH:02-03/LT#200 PL:000194-000188 |
| Legal Subdivision | BRIGHTLFPK/TR08 |
| Legal Phase | 2-3 |
| Legal Tract | 8 |
| Legal Lot Number | 200 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 1808 |
440 Carthage Ct, a townhouse, is owned and occupied by an individual who bought it in February 2016.
Source: Durham County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 CARTHAGE CT, DURHAM, NC 27703-8367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 11, 2019 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Jul 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 29, 2016 · Amount on File |
| Deed Sale | Feb 29, 2016 · Amount on File |
| Deed Document Number | 20166032 |
| Deed Book / Page | 7882 / 16 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 440 CARTHAGE CT, DURHAM, NC 27703-8367 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0095070642 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 9507/642 |
| Instrument | 2021054643 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 440 CARTHAGE CT, DURHAM, NC 27703-8367 |
| Document Number | 0087100141 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 440 CARTHAGE CT DURHAM NC 277038367, DURHAM, NC 27703-8367 |
| Document Number | 0087100141 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 008710/000141 |
| Instrument | 25780 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Rate | 4.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 440 CARTHAGE CT, DURHAM, NC 27703-8367 |
| Document Number | 0087100148 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 440 CARTHAGE CT DURHAM NC 277038367, DURHAM, NC 27703-8367 |
| Document Number | 0087100148 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 008710/000148 |
| Instrument | 25781 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2049 |
The 2026 property tax bill for 440 Carthage Ct was $3,269, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,269.00 (+2.54%) | $321,661 (-) Land $75,000 Building $246,661 | $321,661 (-) Land $75,000 Building $246,661 |
| 2025 | $3,188.00 | $321,661 Land $75,000 Building $246,661 | $321,661 Land $75,000 Building $246,661 |
| 2023 | $2,489.00 (+2.34%) | $190,040 Land $40,000 Building $150,040 | $190,040 Land $40,000 Building $150,040 |
| 2022 | $2,432.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Carthage Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Carthage Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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