Durham County property record for 438 Carthage Ct, Durham, NC 27703
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,495 sqft · built 2015 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Jul 2018) |
| Tax Bill | $3,269 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0850-50-5240 |
| Primary APN | 0850-50-5240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,495 sqft Heated Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Lot Area | 1,307 sqft (0.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 438 CARTHAGE CT |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-8367 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDR 3.990 |
| Legal Description | BRIGHTLEAF @ THE PARK TWH MS/TR:08/PH:02-03/LT#199 PL:000194-000188 |
| Legal Subdivision | BRIGHTLFPK/TR08 |
| Legal Phase | 2-3 |
| Legal Tract | 8 |
| Legal Lot Number | 199 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 1808 |
438 Carthage Ct, a townhouse, is owned and occupied by two individuals who acquired it in April 2021.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 CARTHAGE CT, DURHAM, NC 27703-8367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING |
| Jul 18, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on File |
| Deed Sale | Jul 18, 2018 · Amount on File |
| Prior Sale | Mar 1, 2016 · Amount on File |
| Deed Document Number | 201824835 |
| Deed Book / Page | 8468 / 772 |
| Last Transfer Date | Apr 8, 2021 |
| Transfer Doc | 0092950548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 438 CARTHAGE CT, DURHAM, NC 27703-8367 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 438 CARTHAGE CT, DURHAM, NC 27703-8367 |
| Document Number | 0104160755 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 10416/755 |
| Instrument | 2025152880 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Apr 13, 2021 |
| Property Address | 438 CARTHAGE CT, DURHAM, NC 27703-8367 |
| Document Number | 0092950548 |
| Book / Page | 9295 / 548 |
| Map Reference | MB 194 PG 186-189 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 2021018340 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 CARTHAGE CT, DURHAM, NC 27703-8367 |
| Document Number | 2021018341 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021018341 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 18, 2018 |
| Property Address | 438 CARTHAGE CT, DURHAM, NC 27703-8367 |
| Document Number | 0084680772 |
| Book / Page | 8468 / 772 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 2018024835 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $436.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 AUTUMN WOODS DR, 29, DURHAM, NC 27713-9336 |
| Name | Verified Name |
|---|---|
| Address | 438 CARTHAGE CT, DURHAM, NC 27703-8367 |
| Document Number | 2018024836 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018024836 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2026 property tax bill for 438 Carthage Ct was $3,269, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,269.00 (+2.54%) | $321,661 (-) Land $75,000 Building $246,661 | $321,661 (-) Land $75,000 Building $246,661 |
| 2025 | $3,188.00 | $321,661 Land $75,000 Building $246,661 | $321,661 Land $75,000 Building $246,661 |
| 2023 | $2,489.00 (+2.34%) | $190,040 Land $40,000 Building $150,040 | $190,040 Land $40,000 Building $150,040 |
| 2022 | $2,432.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Carthage Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Carthage Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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