Pawtucket City property record for 440 Carter Ave, Pawtucket, RI 02861
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,190 sqft · built 1950 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Jun 2022) |
| Tax Bill | $4,142 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PAWT M:16 L:0259 |
| Primary APN | PAWT M:16 L:0259 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 2,590 sqft |
| 1st Floor Area | 1,046 sqft |
| Attic | Attic |
| Attic Area | 750 sqft |
| Basement Area | 794 sqft |
| Unfinished Basement | 794 sqft |
| Game Room | Game Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 160259 |
|---|---|
| Street Address | 440 CARTER AVE |
| City | PAWTUCKET |
| State | RI |
| Zip | 02861-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Lot Number | 259 |
| Jurisdiction | PAWTUCKET RI |
| Township / Civil Division | PAWTUCKET |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 15800 |
440 Carter Ave is owned and occupied by an individual who bought it in June 2022.
Source: Pawtucket City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 CARTER AVE, PAWTUCKET, RI 02861-2508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 29, 2022 | Warranty Deed, Transfer · FHA Mortgage OCMBC INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on File |
| Deed Sale | Jun 29, 2022 · Amount on File |
| Prior Sale | Sep 30, 1992 · Amount on File |
| Deed Document Number | 202255 |
| Deed Book / Page | 4888 / 51 |
| Transfer Doc | 3658-8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 440 CARTER AVE, PAWTUCKET, RI 02861-2508 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0005254-77 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 5254/77 |
| Instrument | 57 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 325 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Jun 29, 2022 |
| Property Address | 440 CARTER AVE, PAWTUCKET, RI 02861-2508 |
| Document Number | 0004888-51 |
| Book / Page | 4888 / 51 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 55 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 CARTER AVE, PAWTUCKET, RI 02861-2508 |
| Document Number | 0000000056 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 56 |
| Name | OCMBC INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0004888-64 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 4888/64 |
| Instrument | 57 |
| Name | NATIONAL HOMEBUYERS |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 440 Carter Ave was $4,142.
Source: Pawtucket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Pawtucket City |
| Unified School District | Pawtucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,142.00 | $315,000 Land $139,000 Building $176,000 | $397,946 |
| 2023 | $3,937.00 (+2.18%) | $232,400 (-) Land $82,400 Building $150,000 | |
| 2022 | $3,853.00 | $232,400 Land $82,400 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Carter Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 Carter Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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