439 Carter Ave, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 439 Carter Ave, Pawtucket, RI 02861

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,008 sqft · built 1945
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$191,000 (Oct 2004)
Tax Bill$3,835 (2025)
Deeds & MortgagesJun 2021 Refinance
Oct 2021 Refinance
Flood ZoneZone X (minimal risk)
APNPAWT M:16 L:0118

Property Details

APN / Parcel Number

Primary APNPAWT M:16 L:0118
Alternative APN
  • 160118

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,385 sqft
1st Floor Area720 sqft
AtticAttic
Attic Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number160118
Street Address439 CARTER AVE
CityPAWTUCKET
StateRI
Zip02861-2507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Lot Number118
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group3
Census Block3007
Census Tract15800

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address439 CARTER AVE, PAWTUCKET, RI 02861-2507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE MORTGAGE
Oct 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FINANCE AMERICA LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2004 · Amount on Record
Deed SaleOct 8, 2004 · Amount on Record
Prior SaleMar 11, 2003 · Amount on Record
Deed Book / Page2202 / 216
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address439 CARTER AVE, PAWTUCKET, RI 02861-2507
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004702-337
DateJun 14, 2021
Book Page4702/337
Instrument46
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address439 CARTER AVE, PAWTUCKET, RI 02861-2507
Transaction TypeMortgage
Record UpdatedOct 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4764-102
DateOct 8, 2021
Book Page4764/102
Instrument18
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,835.00 (+4.52%)$291,600 (+34.63%) Land $136,500 Building $155,100$376,829
2023$3,669.00 (+2.17%)$216,600 (-) Land $80,900 Building $135,700
2022$3,591.00$216,600 Land $80,900 Building $135,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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