440 Carr St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 440 Carr St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,184 sqft · built 1972
Lot Size	0.428 acres (18,663 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,582 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-01631-07-00011`

Property Details

APN / Parcel Number

Primary APN	`13-01631-07-00011`
Alternative APNs	`1301631000700011` `00116801`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,184 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	18,663 sqft (0.428 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00116801
Street Address	440 CARR ST
City	FORKED RIVER
State	NJ
Zip	08731-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	IRR
Legal Subdivision	CRANBERRY HILL SEC 04 FINAL MA
Legal Block	1631
Legal Lot Number	11
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2011
Census Tract	732001

Owner

440 Carr St is owned and occupied by two individuals.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 CARR ST, FORKED RIVER, NJ 08731-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Mar 5, 2018	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCEAN NJ
Property Address	440 CARR ST, FORKED RIVER, NJ 08731-1613
Document Number	0179831053
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CARR ST FORKED RIVER NJ 087311613, FORKED RIVER, NJ 08731-1613

Mortgage

Document Number	0179831053
Date	Jul 27, 2020
Book Page	017983/001053
Instrument	79139

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCEAN NJ
Property Address	440 CARR ST, FORKED RIVER, NJ 08731-1613
Document Number	0170671401
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CARR ST FORKED RIVER NJ 087311613, FORKED RIVER, NJ 08731-1613

Mortgage

Document Number	0170671401
Date	Mar 29, 2018
Book Page	017067/001401
Instrument	29953

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 440 Carr St was $8,582, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,800 (-) Land $112,500 Building $201,300	$313,800 (-) Land $112,500 Building $201,300
2025	$8,582.00 (+7.94%)	$313,800 Land $112,500 Building $201,300	$313,800 Land $112,500 Building $201,300
2024	$7,951.00
2023		$313,800 Land $112,500 Building $201,300	$313,800 Land $112,500 Building $201,300
2022	$7,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Carr St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Carr St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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