Ocean County and Lacey Township property record for 432 Carr St, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,548 sqft · built 1972 |
| Lot Size | 0.526 acres (22,915 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $94,000 (Jan 1984) |
| Tax Bill | $9,482 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01631-07-00015 |
| Primary APN | 13-01631-07-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 22,915 sqft (0.526 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00116843 |
|---|---|
| Street Address | 432 CARR ST |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-1613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | IRR |
| Legal Subdivision | CRANBERRY HILL SEC 04 FINAL MA |
| Legal Block | 1631 |
| Legal Lot Number | 15 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 732001 |
432 Carr St is owned and occupied by two individuals who bought it in January 1984.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 CARR ST, FORKED RIVER, NJ 08731-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Oct 18, 2019 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 1984 · Amount on File |
| Deed Sale | Jan 10, 1984 · Amount on File |
| Deed Book / Page | 4177 / 728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 432 CARR ST, FORKED RIVER, NJ 08731-1613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0171931897 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 17193/1897 |
| Instrument | 2018074974 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 432 CARR ST, FORKED RIVER, NJ 08731-1613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK HOME EQUITY |
| Name | Verified Name |
|---|
| Document Number | 0176480230 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 17648/0230 |
| Instrument | 2019104839 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 432 Carr St was $9,482, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,700 (-) Land $118,000 Building $228,700 | $346,700 (-) Land $118,000 Building $228,700 | |
| 2025 | $9,482.00 (+7.93%) | $346,700 Land $118,000 Building $228,700 | $346,700 Land $118,000 Building $228,700 |
| 2024 | $8,785.00 | ||
| 2023 | $346,700 Land $118,000 Building $228,700 | $346,700 Land $118,000 Building $228,700 | |
| 2022 | $7,845.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Carr St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Carr St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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