Fresno County property record for 440 Carmel Dr, Kerman, CA 93630 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,233 sqft Living Area |
| Lot Size | 13,761 sqft (0.316 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2024) |
| Tax Bill | $4,118.00 (2025) |
| Primary APN | 023-451-29S |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,233 sqft Living Area |
| 1st Floor | 1,233 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame Construction |
| Lot Area | 13,761 sqft (0.316 acres) |
| Depth X Width | 139 ft x 99 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Cooling System | Refrigerator Cooling |
|---|
| Street Address | 440 CARMEL DR |
|---|---|
| City | KERMAN |
| State | CA |
| Zip | 93630-1268 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUR RTS LOT 14 TRACT NO 3247 DEL NORTE ESTATES |
| Legal Subdivision | DEL NORTE ESTATES |
| Legal Tract | 3247 |
| Legal Lot Number | 14 |
| Jurisdiction | FRESNO CA |
| Minor Civil Division | KERMAN |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 4004 |
Source: Fresno County records · APN 023-451-29S
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 CARMEL DR, KERMAN, CA 93630-1268 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Apr 11, 2024 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2024 · Amount on Record |
| Deed Sale | Apr 11, 2024 · Amount on Record |
| Deed Doc Number | 202433286 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRESNO CA |
| Recording Date | Jun 01, 2026 |
| Property Address | 440 CARMEL DR, KERMAN, CA 93630-1268 |
| Document Number | 0000053630 |
| Instrument Date | May 07, 2026 |
| Instrument | 202653630 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 440 CARMEL DR, KERMAN, CA 93630-1268 |
| Document Number | 0000053630, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 202653630 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRESNO CA |
| Recording Date | Apr 11, 2024 |
| Property Address | 440 CARMEL DR, KERMAN, CA 93630-1268 |
| Document Number | 0000033286 |
| Map Reference | VOL 49 PG 99&100 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2024-0033286 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 440 CARMEL DR, KERMAN, CA 93630-1268 |
| Document Number | 0000033287 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 2024-0033287 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Number | 0000033288 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 2024-0033288 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
Source: Fresno County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Fresno County |
| Municipality | Kerman City |
| Unified School District | Kerman Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $364,140 (+2%) Land $156,060 Building $208,080 | |
| 2025 | $4,118.00 (+131.09%) | $357,000 (+130.41%) Land $153,000 Building $204,000 |
| 2023 | $1,782.00 (+0.73%) | $154,938 Land $49,975 Building $104,963 |
| 2022 | $1,769.00 |
Source: FEMA National Flood Hazard Layer, Fresno County (06019C), updated April 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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