428 Carmel Dr, Kerman, CA 93630 Property Records

Fresno County property record for 428 Carmel Dr, Kerman, CA 93630 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage1,111 sqft Living Area
Lot Size8,127 sqft (0.187 acres)
OccupancyOwner Occupied
Last Sale$101,500 (1995)
Tax Bill$1,857.00 (2025)

Property Details

APN / Parcel Number

Primary APN023-451-31S
Alternative APN
  • 02345131

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,111 sqft Living Area
1st Floor1,111 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeFrame Construction
Lot Area8,127 sqft (0.187 acres)
Depth X Width189 ft x 43 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage

Utilities and HVAC

Cooling SystemRefrigerator Cooling

Location & Zoning

Street Address428 CARMEL DR
CityKERMAN
StateCA
Zip93630-1268
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUR RTS LOT 16 TRACT NO 3247 DEL NORTE ESTATES
Legal SubdivisionDEL NORTE ESTATES
Legal Tract3247
Legal Lot Number16
JurisdictionFRESNO CA
Minor Civil DivisionKERMAN
Census Blockgroup1
Census Block1013
Census Tract4004

Owner

Source: Fresno County records · APN 023-451-31S

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address428 CARMEL DR, KERMAN, CA 93630-1268
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Mar 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 10, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN ADVISORS
Apr 10, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 1995 · Amount on Record
Deed SaleAug 22, 1995 · Amount on Record
Deed Doc Number1995104642
Last Transfer DateMar 03, 2020
Transfer Doc0000030144
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address428 CARMEL DR, KERMAN, CA 93630-1268
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 CARMEL DR, KERMAN, CA 93630-1268

Mortgage

Document Number0000155192
DateSep 23, 2021
Instrument2021-0155192
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressCLARKSBURG, CA 95612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.04%
Change FrequencyAnnually
Index1-Year LIBOR

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRESNO CA
Recording DateMar 10, 2020
Property Address428 CARMEL DR, KERMAN, CA 93630-1268
Document Number0000030144
Instrument DateMar 03, 2020
Instrument30144
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address428 CARMEL DR KERMAN CA 936301268, KERMAN, CA 93630-1268

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address428 CARMEL DR, KERMAN, CA 93630-1268
Document Number0000038154
Instrument DateApr 10, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address428 CARMEL DR KERMAN CA 936301268, KERMAN, CA 93630-1268

Mortgage

Document Number0000038154
DateApr 16, 2019
Instrument38154
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term1056 Months
Interest
Rate TypeAdjustable Rate
Rate5.05%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address428 CARMEL DR, KERMAN, CA 93630-1268
Document Number0000038155
Instrument DateApr 10, 2019
Transaction TypeMortgage
Record UpdatedMay 17, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address428 CARMEL DR KERMAN CA 936301268, KERMAN, CA 93630-1268

Mortgage

Document Number0000038155
DateApr 16, 2019
Instrument38155
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term1056 Months
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Fresno County records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityKerman City
Unified School DistrictKerman Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$171,115 (+2%) Land $55,903 Building $115,212
2025$1,857.00 (+4.68%) Homeowner's exemption$167,760 (+4.04%) Land $54,807 Building $112,953
2023$1,774.00 (+0.85%) Homeowner's exemption$161,248 Land $52,680 Building $108,568
2022$1,759.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fresno County (06019C), updated April 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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