440 Cabrillo St, Costa Mesa, CA 92627 Property Records

Orange County property record for 440 Cabrillo St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 1955
Lot Size	0.186 acres (8,104 sqft)
Owner	2 Trust Names on File
Last Sale	$2,100,000 (Apr 2024)
Tax Bill	$23,531 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-322-09`

Property Details

APN / Parcel Number

Primary APN	`117-322-09`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
1st Floor Area	1,601 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	8,104 sqft (0.186 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	440 CABRILLO ST
City	COSTA MESA
State	CA
Zip	92627-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2009 BLK LOT 9
Legal Subdivision	TRACT NO. 2009
Legal Tract	2009
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2005
Census Tract	63302

Owner

440 Cabrillo St is held in a trust since April 2024.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	440 CABRILLO ST, COSTA MESA, CA 92627-3163
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on File
Deed Sale	Apr 22, 2024 · Amount on File
Deed Document Number	2024100005
Prior Transfer Date	Oct 23, 2006
Prior Transfer Doc	0000713882
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 22, 2024
Property Address	440 CABRILLO ST, COSTA MESA, CA 92627-3163
Document Number	0000100005
Map Reference	MB 61 PG 34
Instrument Date	Apr 19, 2024
Instrument	2024000100005
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	440 CABRILLO ST, COSTA MESA, CA 92627-3163

Mortgage

Document Number	0000100006
Date	Apr 22, 2024
Instrument	2024000100006

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 440 Cabrillo St was $23,531.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,939,310 (+37.22%) Land $2,054,421 Building $884,889
2025	$23,531.00	$2,142,000 Land $2,014,139 Building $127,861
2023	$1,868.00 (+8.35%) Homeowner's exemption	$97,491 Land $37,520 Building $59,971
2022	$1,724.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 Cabrillo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Cabrillo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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