437 Cabrillo St, Costa Mesa, CA 92627 Property Records

Orange County property record for 437 Cabrillo St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,880 sqft · built 1955
Lot Size	0.186 acres (8,105 sqft)
Owner	Company Name on File
Last Sale	$1,900,000 (Mar 2021)
Tax Bill	$22,563 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`117-321-15`

Property Details

APN / Parcel Number

Primary APN	`117-321-15`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	8,105 sqft (0.186 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	437 CABRILLO ST
City	COSTA MESA
State	CA
Zip	92627-3164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2009 BLK LOT 34
Legal Subdivision	TRACT 2009
Legal Tract	2009
Legal Lot Number	34
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2006
Census Tract	63302

Owner

437 Cabrillo St is owned by a company that acquired it in July 2021 and is owner-occupied.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	437 CABRILLO ST, COSTA MESA, CA 92627-3164
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit MATADORS COMMUNITY CU
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Jul 29, 2021	Intrafamily Transfer, Transfer
Mar 19, 2021	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Mar 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on File
Deed Sale	Mar 19, 2021 · Amount on File
Prior Sale	Apr 6, 1999 · Amount on File
Deed Document Number	2021191075
Last Transfer Date	Jul 29, 2021
Transfer Doc	0000481580
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	437 CABRILLO ST, COSTA MESA, CA 92627-3164
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL CO LOS ANGELE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 CABRILLO ST, COSTA MESA, CA 92627-3164

Mortgage

Document Number	0000281613
Date	Oct 14, 2025
Instrument	2025000281613

Lender

Name	MATADORS COMMUNITY CU
Type	Credit Union
Address	CHATSWORTH, CA 91311

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	437 CABRILLO ST, COSTA MESA, CA 92627-3164
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000276174
Date	Jun 16, 2020
Instrument	2020000276174

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 29, 2021
Property Address	437 CABRILLO ST, COSTA MESA, CA 92627-3164
Document Number	0000481580
Map Reference	MB 61 PG 34
Instrument Date	Jul 29, 2021
Instrument	2021000481580
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	437 CABRILLO ST, COSTA MESA, CA 92627-3164

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 19, 2021
Property Address	437 CABRILLO ST, COSTA MESA, CA 92627-3164
Document Number	0000191075
Map Reference	MB 61 PG 34
Instrument Date	Mar 3, 2021
Instrument	2021000191075
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	437 CABRILLO ST, COSTA MESA, CA 92627-3164

Mortgage

Document Number	0000191076
Date	Mar 19, 2021
Instrument	2021000191076

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 19, 2020
Property Address	437 CABRILLO ST, COSTA MESA, CA 92627-3164
Document Number	0000124838
Instrument Date	Feb 28, 2020
Instrument	124838
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	437 CABRILLO ST COSTA MESA CA 926273164, COSTA MESA, CA 92627-3164
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 437 Cabrillo St was $22,563 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,097,752 (+2%) Land $1,924,449 Building $173,303
2025	$22,563.00 Homeowner's exemption	$2,056,620 Land $1,886,715 Building $169,905
2023	$21,568.00 (+2.21%) Homeowner's exemption	$1,976,760 Land $1,813,452 Building $163,308
2022	$21,102.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 437 Cabrillo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Cabrillo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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