Passaic County and Passaic City property record for 440 Brook Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,456 sqft · built 1915 |
| Lot Size | 0.068 acres (2,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Sep 2017) |
| Tax Bill | $11,020 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03282-0000-00102 |
| Primary APN | 07-03282-0000-00102 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Wood |
| Lot Area | 2,975 sqft (0.068 acres) |
| Lot Dimensions | 85 ft deep x 35 ft wide |
| Street Address | 440 BROOK AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | ADDITIONAL LOTS: 2 |
| Legal Block | 3282 |
| Legal Lot Number | 102 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 175601 |
440 Brook Ave is owned and occupied by two individuals who bought it in September 2017.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 BROOK AVE, PASSAIC, NJ 07055-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2017 · Amount on File |
| Deed Sale | Sep 6, 2017 · Amount on File |
| Prior Sale | Aug 3, 2012 · Amount on File |
| Deed Document Number | 201742979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 440 BROOK AVE, PASSAIC, NJ 07055-2445 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000010920 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | M18863/212 |
| Instrument | 2024010920 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 28, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 440 BROOK AVE, PASSAIC, NJ 07055-2445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FORTRESS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000058058 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | M15888/0216 |
| Instrument | 2019058058 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 440 BROOK AVE, PASSAIC, NJ 07055-2445 |
| Document Number | 0000064262 |
| Instrument Date | Dec 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | BROWNSTONE ABS & TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 BROOK AVE PASSAIC NJ 070552445, PASSAIC, NJ 07055-2445 |
| Document Number | 0000064262 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 016658/000203 |
| Instrument | 64262 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 440 Brook Ave was $11,020, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,800 (-) Land $128,000 Building $130,800 | $258,800 (-) Land $128,000 Building $130,800 | |
| 2025 | $11,020.00 (+3.28%) | $258,800 Land $128,000 Building $130,800 | $258,800 Land $128,000 Building $130,800 |
| 2024 | $10,670.00 | ||
| 2023 | $258,800 Land $128,000 Building $130,800 | $258,800 Land $128,000 Building $130,800 | |
| 2022 | $10,051.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Brook Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Brook Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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