Passaic County and Passaic City property record for 438 Brook Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,653 sqft · built 1940 |
| Lot Size | 0.067 acres (2,905 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,151 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03282-0000-00103 |
| Primary APN | 07-03282-0000-00103 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,653 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Lot Area | 2,905 sqft (0.067 acres) |
| Lot Dimensions | 83 ft deep x 35 ft wide |
| Street Address | 438 BROOK AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 3282 |
| Legal Lot Number | 103 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 175601 |
438 Brook Ave is owned and occupied by an individual who acquired it in December 2005.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 BROOK AVE, PASSAIC, NJ 07055-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2005 |
| Deed Sale | Dec 27, 2005 |
| Prior Sale | Oct 30, 2002 · Amount on File |
| Deed Book / Page | 1143 / 94 |
| Prior Transfer Date | Sep 28, 2005 |
| Prior Transfer Doc | 1143000094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 438 BROOK AVE, PASSAIC, NJ 07055-2445 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 438 BROOK AVE, PASSAIC, NJ 07055-2445 |
| Document Number | 0000012233 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | M18446/25 |
| Instrument | 2023012233 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2038 |
The 2025 property tax bill for 438 Brook Ave was $10,151, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,400 (-) Land $127,900 Building $110,500 | $238,400 (-) Land $127,900 Building $110,500 | |
| 2025 | $10,151.00 (+3.28%) | $238,400 Land $127,900 Building $110,500 | $238,400 Land $127,900 Building $110,500 |
| 2024 | $9,829.00 | ||
| 2023 | $238,400 Land $127,900 Building $110,500 | $238,400 Land $127,900 Building $110,500 | |
| 2022 | $9,259.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Brook Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Brook Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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